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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I have never banked with anyone as good as Monzo

I have never banked with anyone as good as Monzo Reviewed on: 3rd February 2024

It's a best way to use modern synchronized banking,...

It's a best way to use modern synchronized banking, easy and consumer friendly. Reviewed on: 3rd February 2024

Holiday Gamechanger!

So straightforward with instant updates so you agitates know where you are with your funds. Reviewed on: 3rd February 2024

Using Monzo has been simple and stress free.

Using Monzo has been simple and stress free. Monzo was the first app I used when I relocated to United Kim in preset to more around and make online or shop payments. I recommend Monzo to all my friends who need an account for savings. Reviewed on: 3rd February 2024

The best bank I have ever used customer service is e...

The best bank I have ever used customer service is excellent Reviewed on: 3rd February 2024

Saving a solo traveller!

When I lost my phone and therefore my online banking, on a solo trip in Portugal, Monzo were amazing. They helped me gain access to my money again on a new phone and even called me to check in because they could tell how upset I was. It made a huge difference and I'll never forget it! I loved them before this and I recommend them to everyone. Reviewed on: 3rd February 2024

I have had no problems with my accounts recommend yo...

I have had no problems with my accounts recommend you try it for your self. Well Happy with my account Reviewed on: 3rd February 2024

Really good would recommend to anyone

Really good would recommend to anyone Reviewed on: 3rd February 2024

The best bank with the best service with the best ap...

The best bank with the best service with the best application with so well thought notifications system! Any time I needed support, the customer service was always so helpful, friendly and happy to support and assist - immediate responsiveness! Thank you Monzo for being the best ever! Reviewed on: 3rd February 2024

Excellent value for money digital banking service.

Banked with Monzo since I came to the UK. Was recommended by a friend. Excellent service with value for money options. Easy to sign up as well. Reviewed on: 3rd February 2024

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