Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Simplification

Very easy to use for someone like myself who is a technophobe. Simply the best way to organise my money and sort out finances. Will 100% use Monzo for all my daily needs! Reviewed on: 3rd February 2024

Monzo is the best bank!

I’ve banked with Monzo for a few years now and in our opinion they are the best bank, especially for travelling often! Customer services when we’ve used them have been brilliant and couldn’t be more helpful. Reviewed on: 3rd February 2024

All banks should be like Monzo.

All banks should be like Monzo. Excellent all round. Reviewed on: 3rd February 2024

I would appreciate it's really nice to use

I would appreciate it's really nice to use Reviewed on: 3rd February 2024

The best and fastest means of transaction.

The best and fastest means of transaction. Reviewed on: 3rd February 2024

The best online banking .

The best online banking . Services are perfect and it’s a bank everyone needs to go for Reviewed on: 3rd February 2024

Easy to use brilliant saving options and good ways t...

Easy to use brilliant saving options and good ways to track your spending Reviewed on: 3rd February 2024

Monzo is genuinely the best bank.

Monzo is genuinely the best bank. Their customer service is always impeccable and very fast. Their services are easy to use and the company is incredibly innovative in coming up with new ways to improve their services. Reviewed on: 3rd February 2024

Helps me save money it keeps me happy and family hap...

Helps me save money it keeps me happy and family happy and I love it am glad Monzo is a thing it’s helped a lot Reviewed on: 3rd February 2024

Freezing account completely when buying a car from i...

Freezing account completely when buying a car from insurance money from an accident that was stressful enough suffering whiplash Reviewed on: 3rd February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Day2Day Current Account
from The Cumberland 4.45 from 19 reviews
Student Current Account
from Halifax 4.27 from 11 reviews
Select Platinum Current Account
from RBS 3.41 from 42 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub