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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best account

My daughter recommended monzo account.it was easy to open and manage. Reviewed on: 3rd February 2024

Best by far..

Coming to United Kingdom 2 years ago Monzo didn't hesitate to let me have an account with them. It was easy and simple. I left my card in Zambia, after returning back to England they where suoer fast, helpful and friendly and I got a replacement in no time. Reviewed on: 3rd February 2024

Very happy with the service.

Very happy with the service..As far as banks go.You are amongst the best Reviewed on: 3rd February 2024

Happy customer

There is always someone to message or talk to about a question I might have.Very good up to date Monzo app. Reviewed on: 3rd February 2024

Absolutely amazing!

Absolutely amazing! Always get my money straight away and it always tells me how many days i have until I get paid! Reviewed on: 3rd February 2024

Great app that helps me to manage my money over the...

Great app that helps me to manage my money over the month. Also love the easy way to pay Reviewed on: 2nd February 2024

Very trustworthy and reliable.

Very trustworthy and reliable.Quick service when you need help Reviewed on: 2nd February 2024

Ibrahim123

Never encounter any problems with Monzo Reviewed on: 2nd February 2024

Good service and excellent easy to understand

Good service and excellent easy to understand Reviewed on: 2nd February 2024

The best bank ever, client support is stunning

The best bank ever, client support is stunning Reviewed on: 2nd February 2024

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