Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

View other Monzo products

4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

A big old thumbs up to you and your Bank!!

Since signing onto the Monzo train a little later than everyone else, I was really pleased to find that the hype is real! Everything I've encountered through Monzo - from the money pots, to the investment advice, to opening a savings account and seeing real time returns come through, I've not felt more seen, heard or looked after. Everything is so easy to find and look for if there are any questions you might have (banking can be super confusing am I right?!), it makes the whole experience so much more streamlined and stress-free. As and when I can, I'll be upgrading to a premium account to take advantage of all the add ons! Keep doing what you're doing guys, you're awesome! Reviewed on: 2nd February 2024

Very convenient, easy and secure

Very convenient, easy and secure Reviewed on: 2nd February 2024

Best bank I’ve used, amazing app and great features...

Best bank I’ve used, amazing app and great features with premium Reviewed on: 2nd February 2024

Monzo is a life saver.

Monzo is a life saver. The best service a bank can ever provide that is Monzo. Easy to open account and you can use anywhere in the world almost without any fee. Best in one word. Reviewed on: 2nd February 2024

great they’re awesome never had a problem i

great they’re awesome never had a problem i Reviewed on: 2nd February 2024

Great everbody shout have

It's great and app easy too use friendly customer service Reviewed on: 2nd February 2024

Monzo has been brilliant with their service and care...

Monzo has been brilliant with their service and care of their clients. Reviewed on: 2nd February 2024

Life is Better with Monzo

Monzo are great. Pots and notifications make it so easy to keep track of and manage my spending. Also love the piggy bank roundup feature to save the pennies (I often use this as my treat fund). Finally, they were amazing when it came to getting me a refund for a product I had paid for but never received. Honestly, the best bank. Reviewed on: 2nd February 2024

Easy to use and good pot system.

Easy to use and good pot system. Investments good. Reviewed on: 2nd February 2024

Best Banking App

Come from a different uk bank who didnt serve me well and monzo have been great. When abroad it was very easy to use. Transfering money is very easy and a few months ago i got scammed and monzo helped me get my money back within a matter of days. Reviewed on: 2nd February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward Account
from NatWest 4.79 from 989 reviews
Black Current Account
from RBS 3.12 from 19 reviews
FlexDirect
from Nationwide 4.61 from 371 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub