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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Convenient online banking.

Convenient online banking. As a fairly new customer, I've had a seamless experience from the registration process to the ease of the use of the app to getting support when needed. I also feel like my money is safe and love the pots and savings features. Reviewed on: 2nd February 2024

Love Monzo.

Love Monzo. Recommend to everyone. Love the flex options and the early pay day! Reviewed on: 2nd February 2024

very good, easy to use and super handy when you are...

very good, easy to use and super handy when you are trying to save money. been with monzo for 4 years and haven’t had a bad experience. Reviewed on: 2nd February 2024

Amazing app, great features, good apy savings!

Amazing app, great features, good apy savings! And money saving features. Reviewed on: 2nd February 2024

Quite simply the modern, easiest way to manage money.

Very good experience using the app, simple and easy to use. Full of the information you need when managing finances. Also like the notifications regarding spending habits. Reviewed on: 2nd February 2024

Savvy Saver

This card as helped me to save and become more money savvy. What I like is the different pots that you can have and the interest rate given on savings. I use this card to help me with my monthly spend and to save. Reviewed on: 2nd February 2024

Monzo app is very easy to use and much friendly inte...

Monzo app is very easy to use and much friendly interface Reviewed on: 2nd February 2024

Very easy very efficient very organised

Very easy very efficient very organised Reviewed on: 2nd February 2024

Whenever I am in trouble I got immediately support f...

Whenever I am in trouble I got immediately support from Monzo. Reviewed on: 2nd February 2024

Just an all round great bank.

Just an all round great bank. They have the best banking app everything right there at the touch of a button. Would never use another bank after using Monzo. They are second to none !! Reviewed on: 2nd February 2024

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