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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use banking that does what it says, excellen...

Easy to use banking that does what it says, excellent payment organisation so you know exactly what and where you spent Reviewed on: 2nd February 2024

Monzo is so user friendly and is a really good bank.

Monzo is so user friendly and is a really good bank. Reviewed on: 2nd February 2024

Monzo are a brilliant bank.

Monzo are a brilliant bank, there are so many things I like about this account. Reviewed on: 2nd February 2024

Pots of Gold!

I really like the ability to separate ate out my money into pots. It allows me to efficiently manage my spending and also the ability to have direct debits taken directly from pots makes paying bills super easy. Reviewed on: 2nd February 2024

Round up

I love the round ups, it saves you that little extra every-time you spend Reviewed on: 2nd February 2024

Good , excellent service and good advice provide

Good , excellent service and good advice provide Reviewed on: 2nd February 2024

Great services, amazing application, easy to find an...

Great services, amazing application, easy to find anything. Great support and service. Fees are small and no account fee is needed! Reviewed on: 2nd February 2024

Monzo is the bank for all , no stress good customer...

Monzo is the bank for all , no stress good customer service Reviewed on: 2nd February 2024

Just a fun friendly way of banking

Just a fun friendly way of banking Reviewed on: 2nd February 2024

Great experience - yet it could be better

Overall, an excellent bank and great experience through a very functional app. I wish it was possible to hold Euro as well as GBP (similar to Starling). I was rather disappointed by the way investments work as I expected more flexibility and more options regarding the available funds. Providing funds that track indexes would be a great way to go! Reviewed on: 2nd February 2024

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