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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

I like how you make me aware of the total amount spe...

I like how you make me aware of the total amount spent within the day and the month as it helps me manage my finances and expenses Reviewed on: 2nd February 2024

Banking made slick, quick and fun!

Banking made slick, quick and fun! Reviewed on: 2nd February 2024

Im really satisfy with monzo service.

Im really satisfy with monzo service. There are many facilities and promotions. And transfer is very rapide Reviewed on: 2nd February 2024

Modern banking done right

I switched to monzo last year and it has just been amazing ever since. The customer service is quick and efficient. I needed to change my name after getting married and all I had to do was take a photo of my marriage certificate, whereas with my former bank I would have to send a letter or visit an actual bank (which is nearly impossible with their working hours). Monzo is the epitome of modern banking. I love the benefits with their premium service, including travel insurance which got me out of a real pickle when Eurostar cancelled my train last minute. Reviewed on: 2nd February 2024

Easy to use

Easy to use no hassle just simple and straight forward Reviewed on: 2nd February 2024

Monzo review

Very good for now and I can recommend it to anyone Reviewed on: 2nd February 2024

I love Monzo because it’s very easy to use

I love Monzo because it’s very easy to use Reviewed on: 2nd February 2024

It’s an all round good bank.

It’s an all round good bank. Quick and easy to use and security is brilliant. Reviewed on: 2nd February 2024

Monzo is brilliant

I've been with monzo nearly a year now and not had 1 problem and are really easy to understand Reviewed on: 2nd February 2024

Best banking experience I've ever had

Monzo are a great bank to be with- setting up savings accounts is hassle free, multiple options for flexing purchases depending on your financial situation and great spend prediction which makes budgeting so easy. I've recently bought my first home, and if it weren't for monzo's pots system and ease of tracking it would have been far more difficult to easily understand our current outgoings. I also have a joint account with my partner, which was so easy to set up and has been great for keeping track of our joint spend - I also really love the categories you can give to payments such as self care or bills. They have also taken on board feedback about flex instalments, and have made banking far easier for me as an individual. I also had surgery this year and received a grant for a medical loan, however, knowing that monzo would approve me almost straight away for my needed amount was such a weight off my shoulders as it meant I could go ahead with the surgey without financial worry - I won't be moving away from monzo any time soon! Reviewed on: 2nd February 2024

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