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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

great they’re awesome never had a problem i

great they’re awesome never had a problem i Reviewed on: 2nd February 2024

Great everbody shout have

It's great and app easy too use friendly customer service Reviewed on: 2nd February 2024

Monzo has been brilliant with their service and care...

Monzo has been brilliant with their service and care of their clients. Reviewed on: 2nd February 2024

Life is Better with Monzo

Monzo are great. Pots and notifications make it so easy to keep track of and manage my spending. Also love the piggy bank roundup feature to save the pennies (I often use this as my treat fund). Finally, they were amazing when it came to getting me a refund for a product I had paid for but never received. Honestly, the best bank. Reviewed on: 2nd February 2024

Easy to use and good pot system.

Easy to use and good pot system. Investments good. Reviewed on: 2nd February 2024

Best Banking App

Come from a different uk bank who didnt serve me well and monzo have been great. When abroad it was very easy to use. Transfering money is very easy and a few months ago i got scammed and monzo helped me get my money back within a matter of days. Reviewed on: 2nd February 2024

Convenient online banking.

Convenient online banking. As a fairly new customer, I've had a seamless experience from the registration process to the ease of the use of the app to getting support when needed. I also feel like my money is safe and love the pots and savings features. Reviewed on: 2nd February 2024

Love Monzo.

Love Monzo. Recommend to everyone. Love the flex options and the early pay day! Reviewed on: 2nd February 2024

very good, easy to use and super handy when you are...

very good, easy to use and super handy when you are trying to save money. been with monzo for 4 years and haven’t had a bad experience. Reviewed on: 2nd February 2024

Amazing app, great features, good apy savings!

Amazing app, great features, good apy savings! And money saving features. Reviewed on: 2nd February 2024

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