Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Quite simply the modern, easiest way to manage money.

Very good experience using the app, simple and easy to use. Full of the information you need when managing finances. Also like the notifications regarding spending habits. Reviewed on: 2nd February 2024

Savvy Saver

This card as helped me to save and become more money savvy. What I like is the different pots that you can have and the interest rate given on savings. I use this card to help me with my monthly spend and to save. Reviewed on: 2nd February 2024

Monzo app is very easy to use and much friendly inte...

Monzo app is very easy to use and much friendly interface Reviewed on: 2nd February 2024

Very easy very efficient very organised

Very easy very efficient very organised Reviewed on: 2nd February 2024

Whenever I am in trouble I got immediately support f...

Whenever I am in trouble I got immediately support from Monzo. Reviewed on: 2nd February 2024

Just an all round great bank.

Just an all round great bank. They have the best banking app everything right there at the touch of a button. Would never use another bank after using Monzo. They are second to none !! Reviewed on: 2nd February 2024

I like how you make me aware of the total amount spe...

I like how you make me aware of the total amount spent within the day and the month as it helps me manage my finances and expenses Reviewed on: 2nd February 2024

Banking made slick, quick and fun!

Banking made slick, quick and fun! Reviewed on: 2nd February 2024

Im really satisfy with monzo service.

Im really satisfy with monzo service. There are many facilities and promotions. And transfer is very rapide Reviewed on: 2nd February 2024

Modern banking done right

I switched to monzo last year and it has just been amazing ever since. The customer service is quick and efficient. I needed to change my name after getting married and all I had to do was take a photo of my marriage certificate, whereas with my former bank I would have to send a letter or visit an actual bank (which is nearly impossible with their working hours). Monzo is the epitome of modern banking. I love the benefits with their premium service, including travel insurance which got me out of a real pickle when Eurostar cancelled my train last minute. Reviewed on: 2nd February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Cater Allen 0.00 from 0 reviews
Personal Current Account
from Bank of Ireland 4.44 from 15 reviews
Student Current Account
from Halifax 4.27 from 11 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub