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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use

Easy to use no hassle just simple and straight forward Reviewed on: 2nd February 2024

Monzo review

Very good for now and I can recommend it to anyone Reviewed on: 2nd February 2024

I love Monzo because it’s very easy to use

I love Monzo because it’s very easy to use Reviewed on: 2nd February 2024

It’s an all round good bank.

It’s an all round good bank. Quick and easy to use and security is brilliant. Reviewed on: 2nd February 2024

Monzo is brilliant

I've been with monzo nearly a year now and not had 1 problem and are really easy to understand Reviewed on: 2nd February 2024

Best banking experience I've ever had

Monzo are a great bank to be with- setting up savings accounts is hassle free, multiple options for flexing purchases depending on your financial situation and great spend prediction which makes budgeting so easy. I've recently bought my first home, and if it weren't for monzo's pots system and ease of tracking it would have been far more difficult to easily understand our current outgoings. I also have a joint account with my partner, which was so easy to set up and has been great for keeping track of our joint spend - I also really love the categories you can give to payments such as self care or bills. They have also taken on board feedback about flex instalments, and have made banking far easier for me as an individual. I also had surgery this year and received a grant for a medical loan, however, knowing that monzo would approve me almost straight away for my needed amount was such a weight off my shoulders as it meant I could go ahead with the surgey without financial worry - I won't be moving away from monzo any time soon! Reviewed on: 2nd February 2024

Great banking features and customer service

Great banking features and customer service Reviewed on: 2nd February 2024

Amazing bank

I'm using monzo the last 3 years and I'm completely satisfied, no issues at all, plus payday is earlier. Reviewed on: 1st February 2024

Excellent service by Monzo.

Excellent service by Monzo. The best around Reviewed on: 1st February 2024

Excellent service since opening an account with Monzo

Excellent service since opening an account with Monzo Reviewed on: 1st February 2024

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