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Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
3457% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19399)

The most convenient online banking financial institu...

5
The most convenient online banking financial institution. Their security is authentic, and make me feel comfortable with online purchases. No body takes your money! Reviewed on: 1st February 2024

The perfect move

5
So good they really help u The hen i need it most in my case they helped me with getting my money back from a scammer Reviewed on: 1st February 2024

Always use!

5
Always use monzo for tracking spending, saving and the bonus feature of getting paid a day early Reviewed on: 1st February 2024

Excellent all round.

5
Excellent all round. Sort out any issues quickly. Great app. Ethical bank. Reviewed on: 1st February 2024

Excellent bank the app is brilliant and secure also...

5
Excellent bank the app is brilliant and secure also brilliant for using on holidays to pay for things Reviewed on: 1st February 2024

Modern day banking- the next generation!

5
Monzo is just better for modern day banking and all app based, which is great to get things done quickly and much easier than all the other high street banks. You can personalise so much more than all the other high street banks, and they treat you like a human as opposed to making you feel like a number. Reviewed on: 1st February 2024

Very good banking and good service and quick

5
Very good banking and good service and quick Reviewed on: 1st February 2024

Highly recommend this brilliant Bank.

5
Monzo is fantastic. Easy to navigate online. Fantastic customer service. Highly recommended everyone have monzo account. Absolutely top notch. Reviewed on: 1st February 2024

Best bank in UK,easy app,love it

5
Best bank in UK,easy app,love it Reviewed on: 1st February 2024

The Rolls Royce of banking apps - second to none period

5
One of the most innovative banks I’ve used. Technology wise they are pushing the boundaries. I want to see them keep growing. Let me know how to invest I want in! Reviewed on: 1st February 2024

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