Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I had a very respectful experience to share, I reall...

I had a very respectful experience to share, I really proud to be a customer of monzo, I never seen this fast to recover a dispute and monzo is really good in handling their people Reviewed on: 1st February 2024

Fast and easy to create an account qs well as amazin...

Fast and easy to create an account qs well as amazing customer support and also has an easy to use gui. Reviewed on: 1st February 2024

Easy to use much easier to get the hang of...

Easy to use much easier to get the hang of it Reviewed on: 1st February 2024

I love Monzo bank

I love this bank best bank account I have had love the savings and investments Reviewed on: 1st February 2024

Great bank of the future

Great bank with fantastic ideas access to funds great idea Reviewed on: 1st February 2024

For busy people who love to travel!

Super easy to access anything, any time! Love that I can use it with different currencies as well Reviewed on: 1st February 2024

Helps to feel in charge of my money rather than trea...

Helps to feel in charge of my money rather than treat me like an idiot which high street banks are excellent at doing!! Reviewed on: 1st February 2024

Very easy to work with.

Very easy to work with.Excellent service in the UK and abroad. Wonderful Flex account and credit card. Love the savings pot feature. Reviewed on: 1st February 2024

Great experience

Great experience banking with monzo Reviewed on: 1st February 2024

So freeing to be able to access all needed functions...

So freeing to be able to access all needed functions through the app and not have to worry about finding a local bank ( there isn't any left in the town i live) Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Tesco Bank 4.53 from 69 reviews
Current Account
from Post Office 3.60 from 4 reviews
Current Account
from permanent tsb 3.14 from 15 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub