Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
3457% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19399)

Sumptuous

5
Monzo bank as been one great bank, which i alone can't testify about its authenticity of good banking characteristics features and more. The own a good bank app with easy accessing. Reviewed on: 1st February 2024

Great for travel and so easy to navigate

5
Great for travel and so easy to navigate Reviewed on: 1st February 2024

I have been using Monzo since I arrived in the UK in...

5
I have been using Monzo since I arrived in the UK in 2022. I am very satisfied with the customer service of this bank. Reviewed on: 1st February 2024

Monzo customer service is the best

5
Monzo customer service is the best Reviewed on: 1st February 2024

Best online bank

5
Monzo makes its so easy to transfer, save and receive money Reviewed on: 1st February 2024

.very good experience

5
Im very happy with experience with monzo. Its very good and helpful for me.. Reviewed on: 1st February 2024

Great services love it friend told me to get it...

5
Great services love it friend told me to get it Reviewed on: 1st February 2024

Excellent for tracking spending and partitioning

5
I opened my account with Monzo a year ago to track my spending habits, to set up various pots for bills, and to save money. I have successfully paid off over £1000 in debts since then. Reviewed on: 1st February 2024

Monzo is the BEST

5
I have been with Monzo for a couple of years now and I have never had any problems. I have upgraded to Monzo Premium, and it's even better! With medical insurance, phone insurance, credit tracker! I also love thay I am able to create pots that makes budgeting really easy. I honestly love Monzo. Reviewed on: 1st February 2024

Very satisfied and happy to use Monzo thank you

5
Very satisfied and happy to use Monzo thank you Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3171 reviews
    Monzo
    View all products