Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent bank the app is brilliant and secure also...

Excellent bank the app is brilliant and secure also brilliant for using on holidays to pay for things Reviewed on: 1st February 2024

Modern day banking- the next generation!

Monzo is just better for modern day banking and all app based, which is great to get things done quickly and much easier than all the other high street banks. You can personalise so much more than all the other high street banks, and they treat you like a human as opposed to making you feel like a number. Reviewed on: 1st February 2024

Very good banking and good service and quick

Very good banking and good service and quick Reviewed on: 1st February 2024

Highly recommend this brilliant Bank.

Monzo is fantastic. Easy to navigate online. Fantastic customer service. Highly recommended everyone have monzo account. Absolutely top notch. Reviewed on: 1st February 2024

Best bank in UK,easy app,love it

Best bank in UK,easy app,love it Reviewed on: 1st February 2024

The Rolls Royce of banking apps - second to none period

One of the most innovative banks I’ve used. Technology wise they are pushing the boundaries. I want to see them keep growing. Let me know how to invest I want in! Reviewed on: 1st February 2024

simply the best mobile bank.

simply the best mobile bank. strongly recommend! Reviewed on: 1st February 2024

Modern banking for the masses

Been a Monzo customer since 2014. Can’t think of a time that I have been let down. Still remember the joy from getting my golden ticket. Simple features at the time blew my mind. Real time balance updating immediately after transactions. Something my Barclays account never showed and the amount of time I went overdrawn due to not having real time view of my cash on hand (due to poor money management on my side). Monzo gave me control of my poor habits and has changed how I manage my finances. The new features are so simple and still create joy. A view on my mortgage data/dates so simple. I never thought I’d ever been a homeowner back in 2014. Thank you Monzo. Pots needs some work :p not convinced on the recent redesign but working in fintech I know it’s hard to create something that is intuitive and beautiful and showcasing the great products for all users to discover. Reviewed on: 1st February 2024

Good customer service.

After a trip abroad when charged twice for an item Monzo dealt with situation well. Have never had any difficulties with account or card. Reviewed on: 1st February 2024

Everything just works

Everything just works , I find the app really useful. If there's an issue the team responds quickly. Like how I can schedule loads of things to happen automatically Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Cynergy Bank 4.24 from 15 reviews
Plus Current Account
from The Cumberland 4.64 from 40 reviews
Current account
from Chase Bank 4.86 from 49009 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub