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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

A life changing app

A life changing app, great savings and so easy to use. Reviewed on: 1st February 2024

Excellent bank, really easy to conduct banking.

Excellent bank, really easy to conduct banking. Th App is amazing. Reviewed on: 1st February 2024

The app is the simplest, clearest most functional ba...

The app is the simplest, clearest most functional banking app I have ever used. Great for us and our teenage daughter and both our sons also have accounts. Reviewed on: 1st February 2024

Monzo's accounts are super user-friendly

Monzo's accounts are known for their user-friendliness, offering a simple and intuitive way to manage money through their mobile app. They also offer unique features like salary sorter, early payday, and personalized spending budgets. Monzo's accounts are generally free to use in the UK and abroad, with some exceptions like foreign ATM withdrawals beyond certain limits. The flexibilty of the accounts for my family members, just makes Monzo a great banking partner. Monzo is a great option for those seeking a mobile-first current account with minimal fees and a modern user experience. Reviewed on: 1st February 2024

The best bank I have ever had, I can arrange my mont...

The best bank I have ever had, I can arrange my monthly money into convenient pots and the savings and investment accounts offered by Monzo and external banks are very competitive. Reviewed on: 1st February 2024

working on a drive through you see the coral a lottt

It was my first ever bank account i opened for myself so i was really happy i was able to have that freedom and have my own bank account that was mine, it’s easy to set up and i recommend it to my sister in law since she was looking for something in her age group, i don’t really like the coral colour but i think it stands out the most and when i see that colour i know it’s monzo which was actually what interested me the most was the colour as i worked in a drive through so i saw that colour a lot Reviewed on: 1st February 2024

Sumptuous

Monzo bank as been one great bank, which i alone can't testify about its authenticity of good banking characteristics features and more. The own a good bank app with easy accessing. Reviewed on: 1st February 2024

Great for travel and so easy to navigate

Great for travel and so easy to navigate Reviewed on: 1st February 2024

I have been using Monzo since I arrived in the UK in...

I have been using Monzo since I arrived in the UK in 2022. I am very satisfied with the customer service of this bank. Reviewed on: 1st February 2024

Monzo customer service is the best

Monzo customer service is the best Reviewed on: 1st February 2024

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