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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19400 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19400)

Monzo is value for money.

Monzo is value for money. Money is safe Reviewed on: 1st February 2024

Happy customer

Great customer service. The app is easy to use and understand. You are also kept informed in a timely manner. Reviewed on: 1st February 2024

Monzo is great

I have had no problems at all with my app, my bank card never has any problems and I can effortlessly send money to anyone I need to! Reviewed on: 1st February 2024

Opening a Monzo account was so straightforward and e...

Opening a Monzo account was so straightforward and easy compared to other banks. The app is great at helping you keep track of your outgoings Reviewed on: 1st February 2024

great app and bank!

Easy to navigate and easy to see balances. I like that you can easily apply for a loan and that there's no early repayment fees. Reviewed on: 1st February 2024

Best bank

This is the best bank, best experience. Reviewed on: 1st February 2024

I love the banking experience with Monzo.

I love the banking experience with Monzo. It has a very “human” centric value in that it’s more detailed, easy to use, and fun where some other banks I’ve banked with are quite formal and “of the past” aka old and boring Reviewed on: 1st February 2024

Very good in every way.

Very good in every way. Great service and great communication. Reviewed on: 1st February 2024

I had a direct to dispute and it was refunded with n...

I had a direct to dispute and it was refunded with no hassle Reviewed on: 1st February 2024

I have got loan with monzo that full filled my...

I have got loan with monzo that full filled my dreams Reviewed on: 1st February 2024

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