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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best online bank

Monzo makes its so easy to transfer, save and receive money Reviewed on: 1st February 2024

.very good experience

Im very happy with experience with monzo. Its very good and helpful for me.. Reviewed on: 1st February 2024

Great services love it friend told me to get it...

Great services love it friend told me to get it Reviewed on: 1st February 2024

Excellent for tracking spending and partitioning

I opened my account with Monzo a year ago to track my spending habits, to set up various pots for bills, and to save money. I have successfully paid off over £1000 in debts since then. Reviewed on: 1st February 2024

Monzo is the BEST

I have been with Monzo for a couple of years now and I have never had any problems. I have upgraded to Monzo Premium, and it's even better! With medical insurance, phone insurance, credit tracker! I also love thay I am able to create pots that makes budgeting really easy. I honestly love Monzo. Reviewed on: 1st February 2024

Very satisfied and happy to use Monzo thank you

Very satisfied and happy to use Monzo thank you Reviewed on: 1st February 2024

Outstanding banking app with intuitive interface, of...

Outstanding banking app with intuitive interface, offering swift transactions and robust security features. Excellent customer support and user-friendly tools for budgeting and investment. A game-changer in digital banking. Reviewed on: 1st February 2024

Easy to use.

Easy to use. The prompts are really helpful Reviewed on: 1st February 2024

Monzo account

Cash transaction is fast.. I can withdraw from ATMs in other countries. Releases a good overdraft. Reviewed on: 1st February 2024

I've used them for years and always found them excel...

I've used them for years and always found them excellent Reviewed on: 1st February 2024

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