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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Banking has been easy.

Banking has been easy. I haven’t had any issues. Reviewed on: 1st February 2024

Any problems rectified speedily, and diligently.

Any problems rectified speedily, and diligently. Would recommend to anyone looking for a personal or business account Reviewed on: 1st February 2024

Great user friendly app.

Great user friendly app. I love the flex card and online virtual card function. Reviewed on: 1st February 2024

Awesome new age bank

Awesome new age bank, very competitive and love you give interest daily. love the app and how easy it is to see other bank, services like credit scores. Premium bank card is also very nice and is a nice touch Reviewed on: 1st February 2024

Very easy to use for many reasons, keeping track of...

Very easy to use for many reasons, keeping track of your spending and sending money to people Reviewed on: 1st February 2024

Monzo is a customer friendly online bank, easy to na...

Monzo is a customer friendly online bank, easy to navigate around their app as well. Reviewed on: 1st February 2024

Easy banking

Easy banking super convenient. Amazing for using your funds when travelling abroad, easy transferring facilities too, helps me as my daughter lives abroad. Reviewed on: 1st February 2024

So simple and interactive.

So simple and interactive.....I love my Monzo account Reviewed on: 1st February 2024

I love having a Monzo account!

I love having a Monzo account! The savings pots are fantastic, allowing me easy or instant access to my savings, without having the money locked away for a fixed term. I also love being able to spend money abroad without banking charges and getting such a good rate of exchange as well! Reviewed on: 1st February 2024

Very good and easy to send money and to put money in...

Very good and easy to send money and to put money into my bank Reviewed on: 1st February 2024

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