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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19400 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19400)

Not often does it happen

My experience has been very very good. I once lost my card in the customer service team actually got in touch with me to inform me that I had lost my card. This was completely a first Reviewed on: 1st February 2024

Great card to use in Europe

I use my card when I travel to Europe & get excellent rates Reviewed on: 1st February 2024

Absolutely perfect.

Absolutely perfect. Love the ease of banking. Helpful with investing option and pots Reviewed on: 1st February 2024

Extremely digital friendly with many features on app.

Extremely digital friendly with many features on app. Easy to use and operate without any help. App is self explainatory Reviewed on: 1st February 2024

The best

The best bank it's so easy to use and helps me control my money better I would recommend and have recommend this bank to friends and relatives I love the rounding up it does and I like knowing what I ve spent on during the month Reviewed on: 1st February 2024

Never failed me once, easy to use and great overall...

Never failed me once, easy to use and great overall experience Reviewed on: 1st February 2024

Monzo transactions are reliable.

Monzo transactions are reliable. Reviewed on: 1st February 2024

Monzo has been fantastic!

Monzo has been fantastic! Easy to use and so so quick to access. Other banks are just so complicated and difficult but Monzo is what a bank should be! So simple and yet so great. Genuinely love having my Monzo account and will be keeping it until there are any huge issues (which I can’t see happening) Reviewed on: 1st February 2024

Extremely Great Account

Extremely easy to use and I like the various pots.Very user friendly. Great value for money. Reviewed on: 1st February 2024

Monzo is easy to use anywhere and useful for having...

Monzo is easy to use anywhere and useful for having pots and tracking spending. Reviewed on: 1st February 2024

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