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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Nice experience with Monzo.

5
Nice experience with Monzo. I have recommended Monzo to many friends and they are enjoying using it. Reviewed on: 1st February 2024
Martha Y's avatar
Martha Y

I have never had any issues banking with Monzo.

5
I have never had any issues banking with Monzo.They help me monitor my spending every month and that helps me a great deal.when I make transfer,it is instant. Reviewed on: 1st February 2024
Ejiro E's avatar
Ejiro E

Excellent bank best decision I made.

5
Excellent bank best decision I made. Reviewed on: 1st February 2024
Chris W's avatar
Chris W

I am very satisfied and at the same time it is a ver...

5
I am very satisfied and at the same time it is a very good bank Reviewed on: 1st February 2024
Razvan A's avatar
Razvan A

Most Fun Bank

5
Great app layout. Comprehensive information as well as helpful insights about my spending. I wouldn't ever change. Reviewed on: 1st February 2024
Silvie M's avatar
Silvie M

Monzo is value for money.

5
Monzo is value for money. Money is safe Reviewed on: 1st February 2024
Malachius M's avatar
Malachius M

Happy customer

5
Great customer service. The app is easy to use and understand. You are also kept informed in a timely manner. Reviewed on: 1st February 2024
Ada N's avatar
Ada N

Monzo is great

5
I have had no problems at all with my app, my bank card never has any problems and I can effortlessly send money to anyone I need to! Reviewed on: 1st February 2024
Matthewson 's avatar
Matthewson

Opening a Monzo account was so straightforward and e...

5
Opening a Monzo account was so straightforward and easy compared to other banks. The app is great at helping you keep track of your outgoings Reviewed on: 1st February 2024
Mark W's avatar
Mark W

great app and bank!

5
Easy to navigate and easy to see balances. I like that you can easily apply for a loan and that there's no early repayment fees. Reviewed on: 1st February 2024
M.O.'s avatar
M.O.

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