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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank

This is the best bank, best experience. Reviewed on: 1st February 2024

I love the banking experience with Monzo.

I love the banking experience with Monzo. It has a very “human” centric value in that it’s more detailed, easy to use, and fun where some other banks I’ve banked with are quite formal and “of the past” aka old and boring Reviewed on: 1st February 2024

Very good in every way.

Very good in every way. Great service and great communication. Reviewed on: 1st February 2024

I had a direct to dispute and it was refunded with n...

I had a direct to dispute and it was refunded with no hassle Reviewed on: 1st February 2024

I have got loan with monzo that full filled my...

I have got loan with monzo that full filled my dreams Reviewed on: 1st February 2024

Not often does it happen

My experience has been very very good. I once lost my card in the customer service team actually got in touch with me to inform me that I had lost my card. This was completely a first Reviewed on: 1st February 2024

Great card to use in Europe

I use my card when I travel to Europe & get excellent rates Reviewed on: 1st February 2024

Absolutely perfect.

Absolutely perfect. Love the ease of banking. Helpful with investing option and pots Reviewed on: 1st February 2024

Extremely digital friendly with many features on app.

Extremely digital friendly with many features on app. Easy to use and operate without any help. App is self explainatory Reviewed on: 1st February 2024

The best

The best bank it's so easy to use and helps me control my money better I would recommend and have recommend this bank to friends and relatives I love the rounding up it does and I like knowing what I ve spent on during the month Reviewed on: 1st February 2024

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