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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Never failed me once, easy to use and great overall...

Never failed me once, easy to use and great overall experience Reviewed on: 1st February 2024

Monzo transactions are reliable.

Monzo transactions are reliable. Reviewed on: 1st February 2024

Monzo has been fantastic!

Monzo has been fantastic! Easy to use and so so quick to access. Other banks are just so complicated and difficult but Monzo is what a bank should be! So simple and yet so great. Genuinely love having my Monzo account and will be keeping it until there are any huge issues (which I can’t see happening) Reviewed on: 1st February 2024

Extremely Great Account

Extremely easy to use and I like the various pots.Very user friendly. Great value for money. Reviewed on: 1st February 2024

Monzo is easy to use anywhere and useful for having...

Monzo is easy to use anywhere and useful for having pots and tracking spending. Reviewed on: 1st February 2024

Great customer service

My card got lost and they were very quick and efficient in sending me a new one Reviewed on: 1st February 2024

So simple to use and just brilliant

So simple to use and just brilliant Reviewed on: 1st February 2024

Very responsive, great in app spend tracking and add...

Very responsive, great in app spend tracking and add ons Reviewed on: 1st February 2024

Mozno Review

I love Monzo, it’s easy to use and great for everyday use Reviewed on: 1st February 2024

Love the online layout, the speed of transfers, info...

Love the online layout, the speed of transfers, information I can use to categorise my transactions, the transparency on foreign cash withdrawals and purchases. Everything. Reviewed on: 1st February 2024

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