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Monzo: Current account reviews

4.93
Based on 19,400 reviews, last reviewed 25th Apr 2026
3459% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo Current Account Would highly recommend you use Monzo, especially at least to get your wages paid into as you can collect it a business day early at 4pm. You can also ... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19400)

Spot on the best?

5
Been with Monzo since they stated superb Reviewed on: 1st February 2024

Very impressive

5
Never had any problems. Exceptionally speedy transactions - very impressive Reviewed on: 1st February 2024

Amazing experience

5
It has been a pleasant experience with Monzo. The platform is easy to use and accessible Reviewed on: 1st February 2024

Best bank about if I could recommend this bank to an...

5
Best bank about if I could recommend this bank to anyone then Monzo is the one so reliable can claim your money early customer service is very good and the app is very easy and useful to use I would 100% recommend monzo Reviewed on: 1st February 2024

great app easy to use.

5
great app easy to use. love the way it shows your interest on a daily basis Reviewed on: 1st February 2024

Unparalleled service

5
Monzo is amazing. My wife and I switched all our accounts and haven't looked back. Being able to create pots for Kids Birthday, Holiday, Treats etc is fantastic. Would 100% recommend every time Reviewed on: 1st February 2024

The bank is professional, efficient and assuring

5
The bank is very efficient which is reflected by the app which is slick and easy to use Reviewed on: 1st February 2024

Cheap pasata

5
Vampire age of wonder why they are Reviewed on: 1st February 2024

Great for everyday banking.

5
Great for everyday banking. Love using personal and joint account Reviewed on: 1st February 2024

It’s awesome.

5
It’s awesome. Bank for current century! Reviewed on: 1st February 2024

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