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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great app that helps me to manage my money over the...

Great app that helps me to manage my money over the month. Also love the easy way to pay Reviewed on: 2nd February 2024

Very trustworthy and reliable.

Very trustworthy and reliable.Quick service when you need help Reviewed on: 2nd February 2024

Ibrahim123

Never encounter any problems with Monzo Reviewed on: 2nd February 2024

Good service and excellent easy to understand

Good service and excellent easy to understand Reviewed on: 2nd February 2024

The best bank ever, client support is stunning

The best bank ever, client support is stunning Reviewed on: 2nd February 2024

Easy to use banking that does what it says, excellen...

Easy to use banking that does what it says, excellent payment organisation so you know exactly what and where you spent Reviewed on: 2nd February 2024

Monzo is so user friendly and is a really good bank.

Monzo is so user friendly and is a really good bank. Reviewed on: 2nd February 2024

Monzo are a brilliant bank.

Monzo are a brilliant bank, there are so many things I like about this account. Reviewed on: 2nd February 2024

Pots of Gold!

I really like the ability to separate ate out my money into pots. It allows me to efficiently manage my spending and also the ability to have direct debits taken directly from pots makes paying bills super easy. Reviewed on: 2nd February 2024

Round up

I love the round ups, it saves you that little extra every-time you spend Reviewed on: 2nd February 2024

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