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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Splitting bills

Monzo has been extremely helpful in allowing easy money transfers between friends so that we are easily able to split bills etc. Reviewed on: 1st February 2024

The most convenient online banking financial institu...

The most convenient online banking financial institution. Their security is authentic, and make me feel comfortable with online purchases. No body takes your money! Reviewed on: 1st February 2024

The perfect move

So good they really help u The hen i need it most in my case they helped me with getting my money back from a scammer Reviewed on: 1st February 2024

Always use!

Always use monzo for tracking spending, saving and the bonus feature of getting paid a day early Reviewed on: 1st February 2024

Excellent all round.

Excellent all round. Sort out any issues quickly. Great app. Ethical bank. Reviewed on: 1st February 2024

Excellent bank the app is brilliant and secure also...

Excellent bank the app is brilliant and secure also brilliant for using on holidays to pay for things Reviewed on: 1st February 2024

Modern day banking- the next generation!

Monzo is just better for modern day banking and all app based, which is great to get things done quickly and much easier than all the other high street banks. You can personalise so much more than all the other high street banks, and they treat you like a human as opposed to making you feel like a number. Reviewed on: 1st February 2024

Very good banking and good service and quick

Very good banking and good service and quick Reviewed on: 1st February 2024

Highly recommend this brilliant Bank.

Monzo is fantastic. Easy to navigate online. Fantastic customer service. Highly recommended everyone have monzo account. Absolutely top notch. Reviewed on: 1st February 2024

Best bank in UK,easy app,love it

Best bank in UK,easy app,love it Reviewed on: 1st February 2024

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