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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The Rolls Royce of banking apps - second to none period

One of the most innovative banks I’ve used. Technology wise they are pushing the boundaries. I want to see them keep growing. Let me know how to invest I want in! Reviewed on: 1st February 2024

simply the best mobile bank.

simply the best mobile bank. strongly recommend! Reviewed on: 1st February 2024

Modern banking for the masses

Been a Monzo customer since 2014. Can’t think of a time that I have been let down. Still remember the joy from getting my golden ticket. Simple features at the time blew my mind. Real time balance updating immediately after transactions. Something my Barclays account never showed and the amount of time I went overdrawn due to not having real time view of my cash on hand (due to poor money management on my side). Monzo gave me control of my poor habits and has changed how I manage my finances. The new features are so simple and still create joy. A view on my mortgage data/dates so simple. I never thought I’d ever been a homeowner back in 2014. Thank you Monzo. Pots needs some work :p not convinced on the recent redesign but working in fintech I know it’s hard to create something that is intuitive and beautiful and showcasing the great products for all users to discover. Reviewed on: 1st February 2024

Good customer service.

After a trip abroad when charged twice for an item Monzo dealt with situation well. Have never had any difficulties with account or card. Reviewed on: 1st February 2024

Everything just works

Everything just works , I find the app really useful. If there's an issue the team responds quickly. Like how I can schedule loads of things to happen automatically Reviewed on: 1st February 2024

A life changing app

A life changing app, great savings and so easy to use. Reviewed on: 1st February 2024

Excellent bank, really easy to conduct banking.

Excellent bank, really easy to conduct banking. Th App is amazing. Reviewed on: 1st February 2024

The app is the simplest, clearest most functional ba...

The app is the simplest, clearest most functional banking app I have ever used. Great for us and our teenage daughter and both our sons also have accounts. Reviewed on: 1st February 2024

Monzo's accounts are super user-friendly

Monzo's accounts are known for their user-friendliness, offering a simple and intuitive way to manage money through their mobile app. They also offer unique features like salary sorter, early payday, and personalized spending budgets. Monzo's accounts are generally free to use in the UK and abroad, with some exceptions like foreign ATM withdrawals beyond certain limits. The flexibilty of the accounts for my family members, just makes Monzo a great banking partner. Monzo is a great option for those seeking a mobile-first current account with minimal fees and a modern user experience. Reviewed on: 1st February 2024

The best bank I have ever had, I can arrange my mont...

The best bank I have ever had, I can arrange my monthly money into convenient pots and the savings and investment accounts offered by Monzo and external banks are very competitive. Reviewed on: 1st February 2024

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