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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

working on a drive through you see the coral a lottt

It was my first ever bank account i opened for myself so i was really happy i was able to have that freedom and have my own bank account that was mine, it’s easy to set up and i recommend it to my sister in law since she was looking for something in her age group, i don’t really like the coral colour but i think it stands out the most and when i see that colour i know it’s monzo which was actually what interested me the most was the colour as i worked in a drive through so i saw that colour a lot Reviewed on: 1st February 2024

Sumptuous

Monzo bank as been one great bank, which i alone can't testify about its authenticity of good banking characteristics features and more. The own a good bank app with easy accessing. Reviewed on: 1st February 2024

Great for travel and so easy to navigate

Great for travel and so easy to navigate Reviewed on: 1st February 2024

I have been using Monzo since I arrived in the UK in...

I have been using Monzo since I arrived in the UK in 2022. I am very satisfied with the customer service of this bank. Reviewed on: 1st February 2024

Monzo customer service is the best

Monzo customer service is the best Reviewed on: 1st February 2024

Best online bank

Monzo makes its so easy to transfer, save and receive money Reviewed on: 1st February 2024

.very good experience

Im very happy with experience with monzo. Its very good and helpful for me.. Reviewed on: 1st February 2024

Great services love it friend told me to get it...

Great services love it friend told me to get it Reviewed on: 1st February 2024

Excellent for tracking spending and partitioning

I opened my account with Monzo a year ago to track my spending habits, to set up various pots for bills, and to save money. I have successfully paid off over £1000 in debts since then. Reviewed on: 1st February 2024

Monzo is the BEST

I have been with Monzo for a couple of years now and I have never had any problems. I have upgraded to Monzo Premium, and it's even better! With medical insurance, phone insurance, credit tracker! I also love thay I am able to create pots that makes budgeting really easy. I honestly love Monzo. Reviewed on: 1st February 2024

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