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Monzo: Current account reviews

4.93
Based on 19,401 reviews, last reviewed 26th Apr 2026
3398% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026
Palmereap's avatar
Palmereap

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19401)

Customer support is always willing to help

5
Customer support is always willing to help with any issues faced, from questions to money advice. They have helped me previously by pausing my overdraft payments and stopping interest till I was able to sort my finances out. Reviewed on: 25th January 2024

Monzo is a fantastic bank easy to use and great cust...

5
Monzo is a fantastic bank easy to use and great customer service Reviewed on: 25th January 2024

Excellent banking

5
An swift experience, making my task very easy, helping me sort my payments and savings Reviewed on: 25th January 2024

They have made everything easy.

5
They have made everything easy. The flex is a great option. Reviewed on: 25th January 2024

Simplicity at it's best

5
Simplicity at it's best, a great set of features and benefits. This is what others should aim to achieve. Reviewed on: 25th January 2024

Fantastic bank for personal business and joint accou...

5
Fantastic bank for personal business and joint accounts as well as a great credit card on top of that Reviewed on: 24th January 2024

I love how easy it is to use, save &...

5
I love how easy it is to use, save & spend abroad Reviewed on: 24th January 2024

Monzo was swift and reliable with my transactions

5
Monzo was swift and reliable with my transactions Reviewed on: 24th January 2024

Wonderful grate bank never bank any were else again

5
Wonderful grate bank never bank any were else again Reviewed on: 24th January 2024

Brilliant all round, would recommend to anyone and e...

5
Brilliant all round, would recommend to anyone and everyone Reviewed on: 24th January 2024

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