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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Very happy with Monzo

Easy to setup and love the free budgeting features. Low international fees. Best daily card. Support were good when I contacted them for help. Reviewed on: 27th January 2024

Great Bank

They have great features which are very handy and the customer service i have received previous is excellent and i cannot wait for the fantastic updates monzo has for us customers Reviewed on: 27th January 2024

Only benefits!

I have all benefits as any high road bank client without paying any fee to use my account. On top of these the instant transaction notifications and account updates are very useful Reviewed on: 27th January 2024

Monzo is the modern bank that allows you to do so mu...

Monzo is the modern bank that allows you to do so much more. Reviewed on: 27th January 2024

All good thanks

All good thanks so far my experience with Monzo is very good and I am very pleased with the quality of work Reviewed on: 27th January 2024

App is amazing and very easy to use and understand.

App is amazing and very easy to use and understand. Reviewed on: 27th January 2024

Joint & Personal accounts should be treaded separately

It was great until the new Home Screen approach where personal & joint accounts are mixed. It was so bad I ended up closing my personal account and moved to a different bank so I manage my money better. The worst thing was when I tried to pay someone from my joint account - I had only ever previously paid them from my joint account - I selected a previous transaction from the joint account and selected to send money (as I have done before) and it wanted to send the money from my personal account. They are separate accounts for a reason. Reviewed on: 26th January 2024

Feels like a bank that actually cares about me as a...

Feels like a bank that actually cares about me as a customer. They have a very good app, they’re always coming out with new features and services, and they give really good interest on savings accounts. Reviewed on: 26th January 2024

Excellent banking service

Very happy with my Monzo accounts - both personal and savings. Easy to use abroad, move money around and split payments with friends. Reviewed on: 25th January 2024

Um ano que comecei utilizar o Monzo.

Um ano que comecei utilizar Monzo. Super recomendo. As transações são efetuadas com extrema rapidez. Não tive nenhuma ocorrência negativa. Reviewed on: 25th January 2024

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