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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

I absolutely love the app!

I absolutely love the app! The functionality and ability to sort my money is amazing. Its always been a really smooth experience and I've never had any bugs or issues (personally). Every time I've had to contact Monzo customer service, which has been very rarely, they've always been really quick to respond and provide a great service. All in all it's just been a great bank for me and switching to Monzo full-time was the best decision I've made! Reviewed on: 24th January 2024

Ultra-reliable, realtime information on all my accou...

Ultra-reliable, realtime information on all my accounts. Can see at a glance any issues. Reviewed on: 24th January 2024

Clear communication of transactions, returns, and fees.

Clear communication of transactions, returns, and fees. Reviewed on: 24th January 2024

Great support, no issues easy to use, easy to navigate.

Great support, no issues easy to use, easy to navigate. I'd recommend this app to anyone who asks. And I have Reviewed on: 24th January 2024

Tons of money saved!

The app banking is very intuitive, I saved a lot of money using pots and roundup options, it's brilliant! Reviewed on: 24th January 2024

Easy banking, couldn’t wish for a better bank.

Easy banking, couldn’t wish for a better bank. Reviewed on: 24th January 2024

Always quick to sort out problems and staff are so h...

Always quick to sort out problems and staff are so helpful Reviewed on: 24th January 2024

Easy to use fixable, highly recommended, customer se...

Easy to use fixable, highly recommended, customer service is the best Reviewed on: 24th January 2024

Excellent service .

Very easy to use and transfers are instant. Reviewed on: 24th January 2024

From day 1 Monzo have helped me immensely ..

From day 1 Monzo have helped me immensely by having saving pots for holidays, rainy days, finances etc. Such a great bank Reviewed on: 24th January 2024

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