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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Doable Banking.

I love the app, makes banking very doable. Reviewed on: 25th January 2024

Seamless experience

Very ease to use and great service Reviewed on: 25th January 2024

Very good bank with all its financial tools

Very good bank with all its financial tools Reviewed on: 25th January 2024

Had a good experience all round so far with Monzo

Had a good experience all round so far with Monzo Reviewed on: 25th January 2024

Customer support is always willing to help

Customer support is always willing to help with any issues faced, from questions to money advice. They have helped me previously by pausing my overdraft payments and stopping interest till I was able to sort my finances out. Reviewed on: 25th January 2024

Monzo is a fantastic bank easy to use and great cust...

Monzo is a fantastic bank easy to use and great customer service Reviewed on: 25th January 2024

Excellent banking

An swift experience, making my task very easy, helping me sort my payments and savings Reviewed on: 25th January 2024

They have made everything easy.

They have made everything easy. The flex is a great option. Reviewed on: 25th January 2024

Simplicity at it's best

Simplicity at it's best, a great set of features and benefits. This is what others should aim to achieve. Reviewed on: 25th January 2024

Fantastic bank for personal business and joint accou...

Fantastic bank for personal business and joint accounts as well as a great credit card on top of that Reviewed on: 24th January 2024

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