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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love how easy it is to use, save &...

I love how easy it is to use, save & spend abroad Reviewed on: 24th January 2024

Monzo was swift and reliable with my transactions

Monzo was swift and reliable with my transactions Reviewed on: 24th January 2024

Wonderful grate bank never bank any were else again

Wonderful grate bank never bank any were else again Reviewed on: 24th January 2024

Brilliant all round, would recommend to anyone and e...

Brilliant all round, would recommend to anyone and everyone Reviewed on: 24th January 2024

I absolutely love the app!

I absolutely love the app! The functionality and ability to sort my money is amazing. Its always been a really smooth experience and I've never had any bugs or issues (personally). Every time I've had to contact Monzo customer service, which has been very rarely, they've always been really quick to respond and provide a great service. All in all it's just been a great bank for me and switching to Monzo full-time was the best decision I've made! Reviewed on: 24th January 2024

Ultra-reliable, realtime information on all my accou...

Ultra-reliable, realtime information on all my accounts. Can see at a glance any issues. Reviewed on: 24th January 2024

Clear communication of transactions, returns, and fees.

Clear communication of transactions, returns, and fees. Reviewed on: 24th January 2024

Great support, no issues easy to use, easy to navigate.

Great support, no issues easy to use, easy to navigate. I'd recommend this app to anyone who asks. And I have Reviewed on: 24th January 2024

Tons of money saved!

The app banking is very intuitive, I saved a lot of money using pots and roundup options, it's brilliant! Reviewed on: 24th January 2024

Easy banking, couldn’t wish for a better bank.

Easy banking, couldn’t wish for a better bank. Reviewed on: 24th January 2024

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