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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Possibly the best bank there is.

I’ve been a user for 6 years now, quite simply the best most efficient bank out there in my opinion. Reviewed on: 23rd January 2024

Monzo is very easy to navigate and understand, it pr...

Monzo is very easy to navigate and understand, it provides good investment possibilities and good interest rate Reviewed on: 23rd January 2024

Great product, great features

Great product, great features - I have nothing bad to say about Monzo. I love the ethos of the company and everything it represents. Reviewed on: 23rd January 2024

love the app

i love the app it lets you know when you have received money and when you have spent or sent money Reviewed on: 23rd January 2024

I have been a Monzo customer since the beginning, be...

I have been a Monzo customer since the beginning, being in the first 30,000 customers, it has gone from strength strength, and has always been reliable for me.. I just love the tools at my disposal. Reviewed on: 23rd January 2024

Monzo bank is use full and easy to use

Monzo bank is use full and easy to use Reviewed on: 23rd January 2024

A completely different approach to banking.

A completely different approach to banking. I love being able to split my money into Pots and lock it away from myself. Would (and do...) 100% recommend to everyone I know. Reviewed on: 23rd January 2024

Simple and effective.

Simple and effective. Everything can be done in app without having to jump through hoops. Reviewed on: 23rd January 2024

Perfect in every way

Never had any problems all the new features are amazing like the investments are great everything is so convenient Reviewed on: 23rd January 2024

Monzo make it so easy with different pots and to sep...

Monzo make it so easy with different pots and to separate the bills from other spends Reviewed on: 23rd January 2024

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