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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Always quick to sort out problems and staff are so h...

Always quick to sort out problems and staff are so helpful Reviewed on: 24th January 2024

Easy to use fixable, highly recommended, customer se...

Easy to use fixable, highly recommended, customer service is the best Reviewed on: 24th January 2024

Excellent service .

Very easy to use and transfers are instant. Reviewed on: 24th January 2024

From day 1 Monzo have helped me immensely ..

From day 1 Monzo have helped me immensely by having saving pots for holidays, rainy days, finances etc. Such a great bank Reviewed on: 24th January 2024

More Monzo to the world

I love how easy is to use and has even made me get organised with me spending and savings goals Reviewed on: 24th January 2024

Monzo are so easy to use.

Has an Monzo account for years it’s so easy to use. Also very responsive helpful customer service Reviewed on: 24th January 2024

Banking system is easy and high secured.

Banking system is easy and high secured. Reviewed on: 24th January 2024

Just so easy

Just so easy to use, and such a comprehensive feature set on the app. Awesome compared to Lloyds!!! Reviewed on: 24th January 2024

Excellent app, very easy to use

Excellent app, very easy to use and great for using abroad too Reviewed on: 24th January 2024

Great bank

Amazing bank. Use it for all my. Banking needs Reviewed on: 24th January 2024

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