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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Monzo have always been brilliant !

Monzo have always been brilliant ! There app is really transparent and easy to use. Monzo are very flexible when it comes to paying back things early which for me is a huge bonus. Reviewed on: 23rd January 2024

Fantastic best online bank in the world

Fantastic best online bank in the world Reviewed on: 23rd January 2024

I couldn't live without pots!

I couldn't live without pots, they have changed the way I spend and save Reviewed on: 23rd January 2024

Great App that helps keep track of spending, Great B...

Great App that helps keep track of spending, Great Bank. Reviewed on: 23rd January 2024

Very responsive customer service, interface easy to...

Very responsive customer service, interface easy to use and understand Reviewed on: 23rd January 2024

Customer since 2017

Tried it out of curiosity, now do all my banking with Monzo, personal and business Reviewed on: 23rd January 2024

A Bank that Believes in People

Card delivery, customer service, credit facilities - all have been easy to manage and understand. The app is reliable and customer friendly, plus the company continually evolves for the benefit of the consumer. Reviewed on: 23rd January 2024

I love Monzo

I love Monzo - very supportive and innovative Reviewed on: 23rd January 2024

Never had a problem with Monzo would recommend to an...

Never had a problem with Monzo would recommend to anyone Reviewed on: 23rd January 2024

No negative feelings since I subscribed

No negative feelings since I subscribed Reviewed on: 23rd January 2024

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