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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing Experience

Monzo stands out as my exclusive banking partner, and I have no intentions of changing that anytime soon. The app's remarkable features, coupled with Monzo’s top-notch customer service, make it an excellent choice for me. Reviewed on: 24th January 2024

Superior bank and banking app

I have been a monzo customer for years, never had any issues compared to other banks I dropped for this one! Reviewed on: 24th January 2024

Amazing Banking Service

I just love it's simplicity and cool features. Reviewed on: 23rd January 2024

best chat functionality

I got married recently and had to change my name across multiple bank accounts. Monzo was super straight forward. I used the chat, the change was made instantly and my replacement cards were in the post the next day. I decided to close one of my other bank accounts based on an opposite experience. Amazing with monzo! Also the saving pot interest rate is just as good as my other accounts. I also love the app experience. Everything is just clear and easy. Reviewed on: 23rd January 2024

Possibly the best bank there is.

I’ve been a user for 6 years now, quite simply the best most efficient bank out there in my opinion. Reviewed on: 23rd January 2024

Monzo is very easy to navigate and understand, it pr...

Monzo is very easy to navigate and understand, it provides good investment possibilities and good interest rate Reviewed on: 23rd January 2024

Great product, great features

Great product, great features - I have nothing bad to say about Monzo. I love the ethos of the company and everything it represents. Reviewed on: 23rd January 2024

love the app

i love the app it lets you know when you have received money and when you have spent or sent money Reviewed on: 23rd January 2024

I have been a Monzo customer since the beginning, be...

I have been a Monzo customer since the beginning, being in the first 30,000 customers, it has gone from strength strength, and has always been reliable for me.. I just love the tools at my disposal. Reviewed on: 23rd January 2024

Monzo bank is use full and easy to use

Monzo bank is use full and easy to use Reviewed on: 23rd January 2024

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