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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Best bank in the world.

Best bank in the world. Best customer service Reviewed on: 23rd January 2024

I'll never go back to a conventional bank!

Such a helpful and efficient team, a great intuitive app, new features being developed all the time. Reviewed on: 23rd January 2024

It’s just miles better than any other major bank lik...

It’s just miles better than any other major bank like Lloyds or Barclays or RBS which I banked with before. Monzo feels ahead of its times where rest is playing catch up Reviewed on: 23rd January 2024

Easy to use and very handy.

Easy to use and very handy. Useful to keep an eye on the money movements. Early notification of the money in and out from the account keeping us updated about financial balances. Reviewed on: 23rd January 2024

Great for tracking and travelling

Monzo makes it easy to have a good insight to your financial situation and monitor where your money is being spent. I also used this bank the whole time whilst travelling Asia and had no complications which was fantastic. Reviewed on: 23rd January 2024

Easy to use, great offers

Easy to use, great offers, always looking to improve and an amazing customer experience, really glad I chose Monzo. Reviewed on: 23rd January 2024

When you travel to Europe, Monzo is answer.

When I traveled to Europe last year, Monzo was the best travel partner. The commission was small or no compared to other banks, so I went around without worrying about exchanging money or any cash problem. And it's a great app for users, just as it always improves the inconvenience with each update and always makes sure if you have need anything! Monzo has taken away the perception that banks are uncomfortable and demanding. Highly recommend it. Reviewed on: 23rd January 2024

Monzo is tops!

I left Monzo a couple of years ago and tried many other banks but always regretted leaving - finally I was accepted back and now have personal joint band business accounts with them and am very happy! Kroo was ok with the interest but lack of joint account a problem. they also froze my pension income repeatedly in case it was suspicious! HSBC was truely terrible - the only one that came close to Monzo was Nationwide but in the end their app seemed very old fashioned. Reviewed on: 23rd January 2024

By far the very best current account, no one comes c...

By far the very best current account, no one comes close. Fantastic features, ever evolving, listening and continuing to break boundaries that legacy archaic banks had no interest in doing. Monzo #1 Reviewed on: 23rd January 2024

Great app and good customer service!

Great app and good customer service. Reviewed on: 23rd January 2024

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