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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

An innovative and Inclusive bank

Easy onboarding. Flexible product. Continuous Innovation. Reviewed on: 23rd January 2024

Versatile and convenient

Monzo is so versatile and makes spending control so easy. I use it as my main account and I don't want to change that any time soon. Reviewed on: 23rd January 2024

Very good, but if there was a bank to fill money, it...

Very good, but if there was a bank to fill money, it would be better Reviewed on: 23rd January 2024

Favourite Bank

Never had an issue with the bank or anything. When I had to dispute a payment for not receiving an item, it was refunded swiftly. Love the pots features as it helps me keep track and budget. The online layout makes it easily accessible. My favourite bank to use! Reviewed on: 23rd January 2024

Great, best thing I’ve done in switching..

Excellent bank, easy to use and monitor Reviewed on: 23rd January 2024

I use Monzo as my day to day account

I use Monzo as my day to day account and I’ve had nothing but great experiences with them. The app has a multitude of features compared to others like Halifax and NatWest and since they’ve moved the automated pay-from-pot feature from Monzo plus to standard accounts I now feel even more in control of my money than ever before Reviewed on: 23rd January 2024

Easy to use!

Easy to transfer money from one account to another either from another Monzo account or an outside bank. Reviewed on: 22nd January 2024

Great modern bank with lots of useful features.

Great modern bank with lots of useful features. I couldn’t imagine having to move to a traditional bank. Reviewed on: 22nd January 2024

Easy to use , accepted everywhere

Easy to use , accepted everywhere Reviewed on: 22nd January 2024

Very helpful

Very helpful, lots of options to save and manage finances Reviewed on: 22nd January 2024

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