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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

A completely different approach to banking.

A completely different approach to banking. I love being able to split my money into Pots and lock it away from myself. Would (and do...) 100% recommend to everyone I know. Reviewed on: 23rd January 2024

Simple and effective.

Simple and effective. Everything can be done in app without having to jump through hoops. Reviewed on: 23rd January 2024

Perfect in every way

Never had any problems all the new features are amazing like the investments are great everything is so convenient Reviewed on: 23rd January 2024

Monzo make it so easy with different pots and to sep...

Monzo make it so easy with different pots and to separate the bills from other spends Reviewed on: 23rd January 2024

Monzo have always been brilliant !

Monzo have always been brilliant ! There app is really transparent and easy to use. Monzo are very flexible when it comes to paying back things early which for me is a huge bonus. Reviewed on: 23rd January 2024

Fantastic best online bank in the world

Fantastic best online bank in the world Reviewed on: 23rd January 2024

I couldn't live without pots!

I couldn't live without pots, they have changed the way I spend and save Reviewed on: 23rd January 2024

Great App that helps keep track of spending, Great B...

Great App that helps keep track of spending, Great Bank. Reviewed on: 23rd January 2024

Very responsive customer service, interface easy to...

Very responsive customer service, interface easy to use and understand Reviewed on: 23rd January 2024

Customer since 2017

Tried it out of curiosity, now do all my banking with Monzo, personal and business Reviewed on: 23rd January 2024

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