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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

I love how I feel protected by monzo and how they ke...

I love how I feel protected by monzo and how they keep trying to upgrade and improve. I've enjoyed my experience more than I did with any traditional bank. Reviewed on: 22nd January 2024

Minimal issues, plenty of value

Have had no issues and setting up and account is really easy and they have many offers which are great value for money. Reviewed on: 22nd January 2024

Its been amazing and awesome.

Its been amazing and awesome. I never regret banking with Monzo. They surpass my expectations Reviewed on: 22nd January 2024

Very good banking experience.

Very good banking experience. Happy with everything Reviewed on: 22nd January 2024

Very friendly user experience

Very friendly user experience I really enjoy navigating my account Reviewed on: 22nd January 2024

Very happy overall, app works well and support alway...

Very happy overall, app works well and support always there when needed Reviewed on: 22nd January 2024

Never Looked Back

Never looked back after switching, the multitude of tools to help me manage and stay on top of my money gives me peace of mind. Reviewed on: 22nd January 2024

It been a very good experience with this provider.

It been a very good experience with this provider. They provide good quality service with their app that is very interactive. They are also quite good at resolving complaints between seller and consumer based on my experience. Reviewed on: 22nd January 2024

Great for money management

I've never had any issues with Monzo at all. I like that you can have as many pots as you like so that I can separate bills, savings and everyday spending.It has really helped with money management Because of this, I have managed to make a doable plan to save funds to rent my 1st place on my own ever. Reviewed on: 22nd January 2024

Your Bank in Your Pocket

The app is smooth and easy to use. And most importantly that you can get all your needed documents without wasting any time in bank appointments Reviewed on: 22nd January 2024

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