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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

When you travel to Europe, Monzo is answer.

When I traveled to Europe last year, Monzo was the best travel partner. The commission was small or no compared to other banks, so I went around without worrying about exchanging money or any cash problem. And it's a great app for users, just as it always improves the inconvenience with each update and always makes sure if you have need anything! Monzo has taken away the perception that banks are uncomfortable and demanding. Highly recommend it. Reviewed on: 23rd January 2024

Monzo is tops!

I left Monzo a couple of years ago and tried many other banks but always regretted leaving - finally I was accepted back and now have personal joint band business accounts with them and am very happy! Kroo was ok with the interest but lack of joint account a problem. they also froze my pension income repeatedly in case it was suspicious! HSBC was truely terrible - the only one that came close to Monzo was Nationwide but in the end their app seemed very old fashioned. Reviewed on: 23rd January 2024

By far the very best current account, no one comes c...

By far the very best current account, no one comes close. Fantastic features, ever evolving, listening and continuing to break boundaries that legacy archaic banks had no interest in doing. Monzo #1 Reviewed on: 23rd January 2024

Great app and good customer service!

Great app and good customer service. Reviewed on: 23rd January 2024

An innovative and Inclusive bank

Easy onboarding. Flexible product. Continuous Innovation. Reviewed on: 23rd January 2024

Versatile and convenient

Monzo is so versatile and makes spending control so easy. I use it as my main account and I don't want to change that any time soon. Reviewed on: 23rd January 2024

Very good, but if there was a bank to fill money, it...

Very good, but if there was a bank to fill money, it would be better Reviewed on: 23rd January 2024

Favourite Bank

Never had an issue with the bank or anything. When I had to dispute a payment for not receiving an item, it was refunded swiftly. Love the pots features as it helps me keep track and budget. The online layout makes it easily accessible. My favourite bank to use! Reviewed on: 23rd January 2024

Great, best thing I’ve done in switching..

Excellent bank, easy to use and monitor Reviewed on: 23rd January 2024

I use Monzo as my day to day account

I use Monzo as my day to day account and I’ve had nothing but great experiences with them. The app has a multitude of features compared to others like Halifax and NatWest and since they’ve moved the automated pay-from-pot feature from Monzo plus to standard accounts I now feel even more in control of my money than ever before Reviewed on: 23rd January 2024

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