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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use!

Easy to transfer money from one account to another either from another Monzo account or an outside bank. Reviewed on: 22nd January 2024

Great modern bank with lots of useful features.

Great modern bank with lots of useful features. I couldn’t imagine having to move to a traditional bank. Reviewed on: 22nd January 2024

Easy to use , accepted everywhere

Easy to use , accepted everywhere Reviewed on: 22nd January 2024

Very helpful

Very helpful, lots of options to save and manage finances Reviewed on: 22nd January 2024

I love how I feel protected by monzo and how they ke...

I love how I feel protected by monzo and how they keep trying to upgrade and improve. I've enjoyed my experience more than I did with any traditional bank. Reviewed on: 22nd January 2024

Minimal issues, plenty of value

Have had no issues and setting up and account is really easy and they have many offers which are great value for money. Reviewed on: 22nd January 2024

Its been amazing and awesome.

Its been amazing and awesome. I never regret banking with Monzo. They surpass my expectations Reviewed on: 22nd January 2024

Very good banking experience.

Very good banking experience. Happy with everything Reviewed on: 22nd January 2024

Very friendly user experience

Very friendly user experience I really enjoy navigating my account Reviewed on: 22nd January 2024

Very happy overall, app works well and support alway...

Very happy overall, app works well and support always there when needed Reviewed on: 22nd January 2024

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