Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

I finally feel financial security.

Monzo has helped me save and budget and I finally feel some level of financial security. The pots allow me to split my bills and my spending money each month so I never overspend and help me save for big events like Christmas and birthdays. The savings pots that earn interest are helping me save for a house deposit. The app overall is fantastic and I love the trend feature too. Reviewed on: 22nd January 2024

Had no problems with monzo for years.

Had no problems with monzo for years. The monzo premium benefits are very reasonably priced for value for money. Reviewed on: 22nd January 2024

Brilliant App

Really easy tp use app. Can be confusing to begin with but keep trying and you'll make use of a really cool app with great banking features. I've heard some horror stories regarding access to your finances, have yet to experience these issues. I use monzo for my monthly salary too, not just pot accounts. Reviewed on: 22nd January 2024

Monzo have never let me down and always ready to con...

Monzo have never let me down and always ready to conclude business Reviewed on: 22nd January 2024

Great UI and easy to use.

Great UI and easy to use. Great features such as groups Reviewed on: 22nd January 2024

It’s a great online bank easy to use

It’s a great online bank easy to use Reviewed on: 22nd January 2024

The best bank

Great bank with excellent features and an easy to use design. Reviewed on: 22nd January 2024

Loving Monzo app

Monzo has an app which is modern, easy to use and full of details that make your finances easy! Reviewed on: 22nd January 2024

Monzo is great!

My bank balance is updated in real time so I always know my accurate balance, unlike with my former bank! Also the app is really easy to use, everything has always been straight forward. Reviewed on: 22nd January 2024

Great bank, app is really useful with round ups, sep...

Great bank, app is really useful with round ups, separate pots and savings Reviewed on: 22nd January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Post Office 1.65 from 4 reviews
Current account
from Triodos Bank 4.95 from 10938 reviews
Current account
from Chase Bank 4.94 from 48989 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub