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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Fantastic bank

No faults at all, easy to set up and use. Great for daily use, spending abroad and savings Reviewed on: 22nd January 2024

Been a customer for approaching six years.

Been a customer for approaching six years. They’re always innovative and most of all rel. Reviewed on: 22nd January 2024

I will explain this way.

I will explain this way. I have a traditional bank account but all my transactions are with Monzo. Every single one of them. Why? Monzo is the most efficient, effective, user friendly. Reviewed on: 22nd January 2024

I love monzo always their when I need help and quick...

I love monzo always their when I need help and quick on receiving money Reviewed on: 22nd January 2024

Monzo is the best in thing I’m my life

Monzo is the best in thing I’m my life Reviewed on: 22nd January 2024

Great service, awesome people

Great service, any problems are quickly resolved and their app is one of the best on the market Reviewed on: 21st January 2024

years ahead of everyone else

I love the functionality of the app and all the features. A much more modern banking experience in comparison to big competitors Reviewed on: 21st January 2024

Simply the best

As a technology first bank Monzo takes care of most of my banking needs through the app. From creating saving accounts to transferring money it can all easily be done with a few taps of the screen. The app is intuitive, easy to use and packed with features. Monzo's clear communication style is straight to the point and easy to comprehend making most interactions no more complicated than they need to be which is very different from many of the traditional banks Reviewed on: 21st January 2024

Best service

Very good and fast service any time and every we’re Reviewed on: 21st January 2024

Amazing app

Amazing. Great app with great features Reviewed on: 21st January 2024

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