Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Never Looked Back

Never looked back after switching, the multitude of tools to help me manage and stay on top of my money gives me peace of mind. Reviewed on: 22nd January 2024

It been a very good experience with this provider.

It been a very good experience with this provider. They provide good quality service with their app that is very interactive. They are also quite good at resolving complaints between seller and consumer based on my experience. Reviewed on: 22nd January 2024

Great for money management

I've never had any issues with Monzo at all. I like that you can have as many pots as you like so that I can separate bills, savings and everyday spending.It has really helped with money management Because of this, I have managed to make a doable plan to save funds to rent my 1st place on my own ever. Reviewed on: 22nd January 2024

Your Bank in Your Pocket

The app is smooth and easy to use. And most importantly that you can get all your needed documents without wasting any time in bank appointments Reviewed on: 22nd January 2024

Very easy to understand.

Very easy to understand. Helpful app with no complicated vocabulary Reviewed on: 22nd January 2024

I feel Monzo has my back

I feel Monzo has my back, I've never been worried when in a tricky refund situation. Pots and now flex is the flexibility I've always wanted from my bank. Reviewed on: 22nd January 2024

Great bank

Great app. When there have been issues the online team helped and quickly resolved issues. Reviewed on: 22nd January 2024

Amazing app

I love how easy Monzo is to navigate and the ability to separate my money into pots Reviewed on: 22nd January 2024

Bless up monzo

Monzo had provided me with a strong foundation for my financial life and support me through an essay to use app, making my spending more of joy rather than a difficultly Reviewed on: 22nd January 2024

Amazing I am loving it , never have any issues...

Amazing I am loving it , never have any issues ever Reviewed on: 22nd January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash account
from TSB 3.88 from 98 reviews
Student Account
from permanent tsb 0.00 from 0 reviews
Accounts
from Nomo 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub