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Monzo: Current account reviews

Name: Current account
Rating: 4.846302551071924680 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo for 3 years.

I use Monzo for 3 years and I never have any problems, is a excellent bank. Reviewed on: 22nd January 2024

So easy to set up and use customer service are fanta...

So easy to set up and use customer service are fantastic and extremely helpful Reviewed on: 22nd January 2024

A lovely bank with new and exciting featuress

A lovely bank with new and exciting features Reviewed on: 22nd January 2024

Excellent, efficient online banking

Excellent, efficient online banking Reviewed on: 22nd January 2024

I finally feel financial security.

Monzo has helped me save and budget and I finally feel some level of financial security. The pots allow me to split my bills and my spending money each month so I never overspend and help me save for big events like Christmas and birthdays. The savings pots that earn interest are helping me save for a house deposit. The app overall is fantastic and I love the trend feature too. Reviewed on: 22nd January 2024

Had no problems with monzo for years.

Had no problems with monzo for years. The monzo premium benefits are very reasonably priced for value for money. Reviewed on: 22nd January 2024

Brilliant App

Really easy tp use app. Can be confusing to begin with but keep trying and you'll make use of a really cool app with great banking features. I've heard some horror stories regarding access to your finances, have yet to experience these issues. I use monzo for my monthly salary too, not just pot accounts. Reviewed on: 22nd January 2024

Monzo have never let me down and always ready to con...

Monzo have never let me down and always ready to conclude business Reviewed on: 22nd January 2024

Great UI and easy to use.

Great UI and easy to use. Great features such as groups Reviewed on: 22nd January 2024

It’s a great online bank easy to use

It’s a great online bank easy to use Reviewed on: 22nd January 2024

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