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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Very easy bank to use!

Very easy bank to use! I find the app very easy to navigate and love the pots functions to separate my money. I think monzo is innovative and is always looking at new ways to do things Reviewed on: 21st January 2024

Really good App and interface, super accessible and...

Really good App and interface, super accessible and easy to use. I appreciate the ethics of the bank in terms of trying to control investments which are made in the banks name. Reviewed on: 21st January 2024

So sleek and easy to use.

So sleek and easy to use. So good for keeping track of spending. Flex is amazing Reviewed on: 21st January 2024

Money Revolution

I’ve been using Monzo for several years, they’re my main bank and have since revolutionised the way I manage my money. Reviewed on: 21st January 2024

Never had any issues at all

Never had any issues when dealing with monzo Reviewed on: 21st January 2024

Fantastic service and fast to comply with any issues

Fantastic service and fast to comply with any issues Reviewed on: 21st January 2024

great online Bank

Excellent deals and safety. Fast in helping Reviewed on: 21st January 2024

Very good bank, safety and have a good phone ensure

Very good bank, safety and have a good phone ensure Reviewed on: 21st January 2024

Awesome app with lots of useful features including s...

Awesome app with lots of useful features including savings pots and investments. The best part is that Monzo listens to consumers and fixes issues. Reviewed on: 21st January 2024

Excellent service and products

I am so happy that I have opened the Monzo account, they are very helpful. I have got their master card as well and used to buy the flight ticket and paying the money for in 3 installments no interest. I am so happy about it. Thanks for the great service Reviewed on: 21st January 2024

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