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Monzo: Current account reviews

Name: Current account
Rating: 4.846302551071924680 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The best bank

Great bank with excellent features and an easy to use design. Reviewed on: 22nd January 2024

Loving Monzo app

Monzo has an app which is modern, easy to use and full of details that make your finances easy! Reviewed on: 22nd January 2024

Monzo is great!

My bank balance is updated in real time so I always know my accurate balance, unlike with my former bank! Also the app is really easy to use, everything has always been straight forward. Reviewed on: 22nd January 2024

Great bank, app is really useful with round ups, sep...

Great bank, app is really useful with round ups, separate pots and savings Reviewed on: 22nd January 2024

Fantastic bank

No faults at all, easy to set up and use. Great for daily use, spending abroad and savings Reviewed on: 22nd January 2024

Been a customer for approaching six years.

Been a customer for approaching six years. They’re always innovative and most of all rel. Reviewed on: 22nd January 2024

I will explain this way.

I will explain this way. I have a traditional bank account but all my transactions are with Monzo. Every single one of them. Why? Monzo is the most efficient, effective, user friendly. Reviewed on: 22nd January 2024

I love monzo always their when I need help and quick...

I love monzo always their when I need help and quick on receiving money Reviewed on: 22nd January 2024

Monzo is the best in thing I’m my life

Monzo is the best in thing I’m my life Reviewed on: 22nd January 2024

Great service, awesome people

Great service, any problems are quickly resolved and their app is one of the best on the market Reviewed on: 21st January 2024

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