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Monzo: Current account reviews

Name: Current account
Rating: 4.846332398020527859 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

years ahead of everyone else

I love the functionality of the app and all the features. A much more modern banking experience in comparison to big competitors Reviewed on: 21st January 2024

Simply the best

As a technology first bank Monzo takes care of most of my banking needs through the app. From creating saving accounts to transferring money it can all easily be done with a few taps of the screen. The app is intuitive, easy to use and packed with features. Monzo's clear communication style is straight to the point and easy to comprehend making most interactions no more complicated than they need to be which is very different from many of the traditional banks Reviewed on: 21st January 2024

Best service

Very good and fast service any time and every we’re Reviewed on: 21st January 2024

Amazing app

Amazing. Great app with great features Reviewed on: 21st January 2024

Very easy bank to use!

Very easy bank to use! I find the app very easy to navigate and love the pots functions to separate my money. I think monzo is innovative and is always looking at new ways to do things Reviewed on: 21st January 2024

Really good App and interface, super accessible and...

Really good App and interface, super accessible and easy to use. I appreciate the ethics of the bank in terms of trying to control investments which are made in the banks name. Reviewed on: 21st January 2024

So sleek and easy to use.

So sleek and easy to use. So good for keeping track of spending. Flex is amazing Reviewed on: 21st January 2024

Money Revolution

I’ve been using Monzo for several years, they’re my main bank and have since revolutionised the way I manage my money. Reviewed on: 21st January 2024

Never had any issues at all

Never had any issues when dealing with monzo Reviewed on: 21st January 2024

Fantastic service and fast to comply with any issues

Fantastic service and fast to comply with any issues Reviewed on: 21st January 2024

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