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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Monzo to win British Banking Awards!

Just try it out. If you use the features like the Pots, splitting bill etc… you will love this bank. Reviewed on: 21st January 2024

It has been a wonderful experience from customer ser...

It has been a wonderful experience from customer service and support Reviewed on: 21st January 2024

It is a great product.

It is a great product. Works as intended. Reviewed on: 21st January 2024

Monzo, the bank that gives to Customers!

Monzo honestly saved me from the pitfalls od big banks. They make it easy to visualise my money, and despite still being a bank, don't make me feel bad for using the money. They allowed me to get a loan that allowed me to put a deposit on my first house! I truly believe they are the future of banking, if I could get everyone on Monzo I would! Reviewed on: 21st January 2024

Monzo is the best financial services company i have...

Monzo is the best financial services company i have used. Kudos. Reviewed on: 21st January 2024

I always use Monzo for my daily transection.

I always use Monzo for my daily transection. It is easy and safe. The app is excellent. Reviewed on: 21st January 2024

Excellent bank always can see full transparency when...

Excellent bank always can see full transparency when babking Reviewed on: 20th January 2024

I LOOOOVE Monzo!!

I LOOOOVE Monzo! I love how easy it is to set up pots to monitor spending habits and prevent me from going over my budgets, which is mega helpful during a cost of living crisis!! I also have managed to set up all my direct debits and standing orders to go straight from the relevant pot, so now when I'm paid at the end of the month, I transfer manually the amount I need to each area and can put the rest aside for saving or spending as I wish! It's easy to customise the way they look and dip in and out of then as needed on the go. I can't recommend it highly enough! Reviewed on: 20th January 2024

Top marks for monzo!

I've been a monzo customer for the last 5 years. I was awful with money before I signed up, the pot systems and easy catagorisation of transactions help me see what I do spend and how to better manage my money on a day to day basis. They have so many different great features that other banks don't have!! Reviewed on: 20th January 2024

Simply the best

Super user friendly to use, interactive, great features, brilliant customer support, fair interests, best for travelling. Reviewed on: 20th January 2024

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