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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Fast at answering the phone and briliant customer se...

Fast at answering the phone and briliant customer service Reviewed on: 20th January 2024

Best app

I just love Monzo and what they have to offer. They have the best banking app out there! Reviewed on: 20th January 2024

monzo is simply the best bla bla bla bla

monzo is simply the best bla bla bla bla Reviewed on: 20th January 2024

Fantastic bank and great app that tracks everything...

Fantastic bank and great app that tracks everything I need including mortgage and other bank accounts Reviewed on: 20th January 2024

Good app but could be better

Good app (was better before they updated how pots are displayed). Virtual cards linked to pots are great. Never had any issues. Reviewed on: 20th January 2024

Monzo is the smartest, most convenient, most effici...

Monzo is the smartest, most convenient, most efficient and safest online UK bank I will ever meet. Monzo helped me very quickly when my card was stolen and that made me feel safe. Monzo sent me a new card in just two days! I can receive transfers in seconds and that makes me very happy because they are very small amounts but what I need at the moment! Thank you Monzo for accompanying me in my daily life. Reviewed on: 20th January 2024

Straightforward banking

Quick to help, easy and straight forward to use app Reviewed on: 20th January 2024

Monzo my first choice bank.

Monzo is an excellent banking service provider with exciting features and innovation that makes banking easy, accessible and enjoyable. Reviewed on: 20th January 2024

Very goof

Very good experience no 1 bank manzo Reviewed on: 20th January 2024

Very easy user experience.

Very easy user experience. Monzo is very intuitive and is easy to see where your money is going Reviewed on: 20th January 2024

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