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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great account

Easy to set up the account. Great features to manage money and save. Easy to transfer to family Reviewed on: 21st January 2024

Makes managing my money with my partner on our joint...

Makes managing my money with my partner on our joint account easy. We love the easy to use interface and it helps that so many friends are on Monzo as it makes paying them easy as we don’t need their details. Reviewed on: 21st January 2024

Fantastic , modern and simple

Ever since using the bank I’ve had my finances under way more control . Having everything right there in front of you makes things simple. The bank has a very modern feel to it too unlike the antiquated dinosaurs like Lloyd’s Reviewed on: 21st January 2024

Excellent App

Have had no issues using Monzo. Even when I thought money was taken out of my account, it was dealt with promptly. Thank you Monzo. Reviewed on: 21st January 2024

Monzo to win British Banking Awards!

Just try it out. If you use the features like the Pots, splitting bill etc… you will love this bank. Reviewed on: 21st January 2024

It has been a wonderful experience from customer ser...

It has been a wonderful experience from customer service and support Reviewed on: 21st January 2024

It is a great product.

It is a great product. Works as intended. Reviewed on: 21st January 2024

Monzo, the bank that gives to Customers!

Monzo honestly saved me from the pitfalls od big banks. They make it easy to visualise my money, and despite still being a bank, don't make me feel bad for using the money. They allowed me to get a loan that allowed me to put a deposit on my first house! I truly believe they are the future of banking, if I could get everyone on Monzo I would! Reviewed on: 21st January 2024

Monzo is the best financial services company i have...

Monzo is the best financial services company i have used. Kudos. Reviewed on: 21st January 2024

I always use Monzo for my daily transection.

I always use Monzo for my daily transection. It is easy and safe. The app is excellent. Reviewed on: 21st January 2024

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