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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Monzo it’s so easy to use and it just is...

Monzo it’s so easy to use and it just is amazing Reviewed on: 20th January 2024

Hey Monzo team, it was my first bank account

Hey Monzo team, it was my first bank account I had trouble getting one with other bank providers, had no issues at all would recommend it . thanks Reviewed on: 20th January 2024

They are incredible.

They are incredible. Easy and intuitive app. Love it so much. Reviewed on: 20th January 2024

Good for those with Autism/ADHD

Great bank for autistic adults, budgeting tools and pots help me stay organised and not stress about money as much. I use pots to save and plan for everything that I can think of so when that expense needs to be paid, the money is there! Reviewed on: 20th January 2024

The epitome of efficiency!

The most user friendly and efficient banking services ever! Reviewed on: 20th January 2024

Loving it

This is one of the only bank apps that have graphs to visually make it possible for me to see if I am over or under my budget. Other apps don’t do it. I can also send and receive money so, so easily via sending links, and I love that for when I request money I can just send a link even if it’s overseas and they can google pay/Apple Pay it to me. Love it! Reviewed on: 20th January 2024

Excellent support

I needed to change card and this was handled very well from the comfort of my home all on your chat. Reviewed on: 20th January 2024

Excellent Monzo money

Accounts instantly updated so you know where you are with money Reviewed on: 20th January 2024

Great fluid app and a solid open banking implementation

Great fluid app, with a solid open banking implementation that makes it work well as a personal finance hub. The Premium add on has provided lots of extra value with bundled insurance as well as extra functionality, saving money in the long run. Any questions I’ve ever had were resolved well through the app. Reviewed on: 20th January 2024

My interaction with Monzo is limited, but

My interaction with Monzo the bank is limited, perhaps on two occasions I have had to contact them to ask questions and resolve a concern. It’s perhaps the lack of contact with the bank is testament to how good the app is. I find it intuitive and robust which is an absolute requirement when controlling how your money is displayed and moved. I have used other app only banks and hands down my Monzo experience gets a double thumbs up for me. Reviewed on: 20th January 2024

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