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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Monzo is awesome sauce!

Monzo is awesome sauce! The credit card is amazing, the app so easy to use, love how fast they respond to any issues, monzo premium is great value, love having all my other accounts in monzo, they are great Reviewed on: 20th January 2024

Legends!

Extremely happy with the service provided, especially with the rates and the exchange rate when I go abroad. Reviewed on: 20th January 2024

Years of use and keeps us on track

3 years use - my salary is paid in and every month I set aside money into ‘pots’. Amazing to budget for essentials and for annual gifts and memberships. With a few other friends on Monzo, we’re able to split bills or send money easily. Even my dog walker is on Monzo - after payment you can categorise it as a bill, family, etc. so useful to analyse my spending and stay on track. Reviewed on: 20th January 2024

User friendly app; 95% of questions sorted without s...

User friendly app; 95% of questions sorted without speaking with anyone Reviewed on: 20th January 2024

I really like the feature with connecting multiple b...

I really like the feature with connecting multiple banks accounts into a one place as with monzo UI it’s easy to manage it Reviewed on: 20th January 2024

After a year of service, I was very satisfied with t...

After a year of service, I was very satisfied with the service and speed and quality. I am happy with my choice of bank. Reviewed on: 20th January 2024

Does a lot well but room for better customer service...

Does a lot well but room for better customer service as not the best in responding if at all. App is really good and the features are useful Reviewed on: 20th January 2024

Monzo is truly a remarkable bank!

Monzo is truly a remarkable bank and has helped me not only save but be smarter with my money. I habe been subscribed to their Monzo Premium plan for a long time now because other banks just don’t offer the these kind of benefits and service! Monzo is the bank for me and I have already gotten some of my friends and family to join as well Reviewed on: 20th January 2024

Monzo bank for me!

I love Monzo, If ever I've had a problem, it's been sorted out in a timely manner. It seems to be transparent regards charges etc. The App is easy to use and straightforward. There are many options for personalisation to make the app your own. Reviewed on: 20th January 2024

Very nice.

Very nice. Easy-to-use. I like Reviewed on: 20th January 2024

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