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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent bank always can see full transparency when...

Excellent bank always can see full transparency when babking Reviewed on: 20th January 2024

I LOOOOVE Monzo!!

I LOOOOVE Monzo! I love how easy it is to set up pots to monitor spending habits and prevent me from going over my budgets, which is mega helpful during a cost of living crisis!! I also have managed to set up all my direct debits and standing orders to go straight from the relevant pot, so now when I'm paid at the end of the month, I transfer manually the amount I need to each area and can put the rest aside for saving or spending as I wish! It's easy to customise the way they look and dip in and out of then as needed on the go. I can't recommend it highly enough! Reviewed on: 20th January 2024

Top marks for monzo!

I've been a monzo customer for the last 5 years. I was awful with money before I signed up, the pot systems and easy catagorisation of transactions help me see what I do spend and how to better manage my money on a day to day basis. They have so many different great features that other banks don't have!! Reviewed on: 20th January 2024

Simply the best

Super user friendly to use, interactive, great features, brilliant customer support, fair interests, best for travelling. Reviewed on: 20th January 2024

Fast at answering the phone and briliant customer se...

Fast at answering the phone and briliant customer service Reviewed on: 20th January 2024

Best app

I just love Monzo and what they have to offer. They have the best banking app out there! Reviewed on: 20th January 2024

monzo is simply the best bla bla bla bla

monzo is simply the best bla bla bla bla Reviewed on: 20th January 2024

Fantastic bank and great app that tracks everything...

Fantastic bank and great app that tracks everything I need including mortgage and other bank accounts Reviewed on: 20th January 2024

Good app but could be better

Good app (was better before they updated how pots are displayed). Virtual cards linked to pots are great. Never had any issues. Reviewed on: 20th January 2024

Monzo is the smartest, most convenient, most effici...

Monzo is the smartest, most convenient, most efficient and safest online UK bank I will ever meet. Monzo helped me very quickly when my card was stolen and that made me feel safe. Monzo sent me a new card in just two days! I can receive transfers in seconds and that makes me very happy because they are very small amounts but what I need at the moment! Thank you Monzo for accompanying me in my daily life. Reviewed on: 20th January 2024

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