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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Straightforward banking

Quick to help, easy and straight forward to use app Reviewed on: 20th January 2024

Monzo my first choice bank.

Monzo is an excellent banking service provider with exciting features and innovation that makes banking easy, accessible and enjoyable. Reviewed on: 20th January 2024

Very goof

Very good experience no 1 bank manzo Reviewed on: 20th January 2024

Very easy user experience.

Very easy user experience. Monzo is very intuitive and is easy to see where your money is going Reviewed on: 20th January 2024

Monzo it’s so easy to use and it just is...

Monzo it’s so easy to use and it just is amazing Reviewed on: 20th January 2024

Hey Monzo team, it was my first bank account

Hey Monzo team, it was my first bank account I had trouble getting one with other bank providers, had no issues at all would recommend it . thanks Reviewed on: 20th January 2024

They are incredible.

They are incredible. Easy and intuitive app. Love it so much. Reviewed on: 20th January 2024

Good for those with Autism/ADHD

Great bank for autistic adults, budgeting tools and pots help me stay organised and not stress about money as much. I use pots to save and plan for everything that I can think of so when that expense needs to be paid, the money is there! Reviewed on: 20th January 2024

The epitome of efficiency!

The most user friendly and efficient banking services ever! Reviewed on: 20th January 2024

Loving it

This is one of the only bank apps that have graphs to visually make it possible for me to see if I am over or under my budget. Other apps don’t do it. I can also send and receive money so, so easily via sending links, and I love that for when I request money I can just send a link even if it’s overseas and they can google pay/Apple Pay it to me. Love it! Reviewed on: 20th January 2024

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