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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Quick easy app that allows me to do everything I wan...

Quick easy app that allows me to do everything I want with my mobile banking instantly. Payments immediately come up with no 2/3 days pending (like NatWest). Easy to set up savings and investment accounts. Fun interactive app that makes banking a joy! Reviewed on: 20th January 2024

A great experience in every aspect of banking.

A great experience in every aspect of banking. Any issues have been cleared up and rectified quickly and with clear communication. Reviewed on: 20th January 2024

Absolutely fantastic bank, amazing UI and has transf...

Absolutely fantastic bank, amazing UI and has transformed how I manage my money and put me in control. Support are also fantastic! Reviewed on: 20th January 2024

Everything is easier with Monzo, the app works well...

Everything is easier with Monzo, the app works well and is very intuitive to use Reviewed on: 20th January 2024

Super! Very pleased!

Super! I had no problems. Money on time. Reviewed on: 20th January 2024

I have excellent experience with monzo must work phy...

I have excellent experience with monzo must work physically in uk as well please Reviewed on: 20th January 2024

Amazing!

Everything is user friendly, intuitive, and innovative compared to other banks. Loving the pots, the interest rate, and the cashback, as well as being able to send and request money super easily with my flatmates. Reviewed on: 20th January 2024

Moved to Monzo from TSB and haven’t looked back

Moved to Monzo from TSB due to recurring IT issues and couldn’t have made a better move. Everything is easy with Monzo, and you don’t have to pay to get access to great services (no fees if you purchase using euros/dollars, see your mortgage info on the app etc.) Reviewed on: 20th January 2024

So easy to use and so many great features like trans...

So easy to use and so many great features like transfer money by QR code and loads of different savings pots. However I can’t get a business account for my nail business and can’t be given a reason why. Reviewed on: 20th January 2024

Lots of helpful tools!

App is really easy to navigate, and lots of tools available to help manage spending, and save more. Reviewed on: 20th January 2024

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