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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo has been great!

I got a monzo card as I was going to be travelling quite a lot and I had heard it was good for using abroad. People were right! I now use it to split my savings into separate pots so that I can keep money aside and I’m less likely to touch it. Would definitely recommend to anyone who wants to manage their money better! Reviewed on: 1st February 2024

I hated banking until i used monzo!

I hated banking until i used monzo. Everything is so simple and accessible. I always know what is happening with my money. Communication is great for new services and online chat is super quick and helpfull. Reviewed on: 1st February 2024

Monzo really helps a lot.

Monzo really helps a lot. Very happy with their service. Reviewed on: 1st February 2024

Great app and awesome bank account

Great app and awesome bank account especially with the added facility to flex which really helps. Reviewed on: 1st February 2024

Monzo is the best bank!

Overall a great bank! No fuss, issues and one of the best online banking apps to use. Reviewed on: 1st February 2024

Excellent interest rates

Excellent interest rates and easy to see transaction Reviewed on: 1st February 2024

Great Service

I have had a monzo account for over 6 years. Whenever I have had an issue the team have always been on hand to help in anyway they can. Reviewed on: 29th January 2024

Monzo has helped me budget my money effectively.

Monzo has helped me budget my money effectively. Without their help, I would not be in the very secure financial position I am today. Reviewed on: 28th January 2024

Using Monzo to organise my finances over the last 7...

Using Monzo to organise my finances over the last 7 years has made my life so much more convenient. Adding competitive instant access savings and ability to see and better understand my mortgage in 2023 were killer features. Reviewed on: 28th January 2024

Monzo has made banking fun again.

User friendly and makes banking fun again. I have become so much better at managing my finances since switching dull monzo. Love the free post element to send cheques. Seems more in touch with the average user over my previous banks. Good interest rate on savings account Reviewed on: 27th January 2024

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