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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Disappointing decision to not allow reopening

Had account for years from inception but closed a couple of years ago as just cutting down number of accounts. They would not allow me to reopen even though I had perfect scores and always had positive balances, spent thousands with them while a member. So disappointing Reviewed on: 25th January 2024

Very clean and nice to use app.

Very clean and nice to use app. Love the ability to use pots. Nice also to be able to do international transfers straight from my account. Reviewed on: 25th January 2024

Monzo is for the modern life

I love the simplicity of Monzo, it's easy to understand and has extra great features such as splitting a bill and separate pot creation for things like Bills, holidays ,savings . i've recommended to all my friends (especially the ones i split bills with)!! Reviewed on: 25th January 2024

Monzo is a great bank with quality customer service

Monzo is a great bank with quality customer service Reviewed on: 25th January 2024

The app is fast, reliable and has good features.

The app is fast, reliable and has good features. It's also easy to save money and earn some interest. The current account is useful on holiday as there are no charges for usage abroad. Never had a problem with them so far. Reviewed on: 25th January 2024

Brilliant

Easy to use app - gives the user full control of money. Transfers are instant and quick! Reviewed on: 25th January 2024

Doable Banking.

I love the app, makes banking very doable. Reviewed on: 25th January 2024

Seamless experience

Very ease to use and great service Reviewed on: 25th January 2024

Very good bank with all its financial tools

Very good bank with all its financial tools Reviewed on: 25th January 2024

Had a good experience all round so far with Monzo

Had a good experience all round so far with Monzo Reviewed on: 25th January 2024

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