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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Extremely Customer Friendly

So easy to use. Quick clearing systems and always helpful when I've need to check a payment. I recommend them to all my friends makes banking easy Reviewed on: 1st February 2024

Best exchange rates! MONZO FLEX is the best.

Best exchange rates! Love Monzo Flex. Reviewed on: 1st February 2024

Easy to use, great communication with updates, lots...

Easy to use, great communication with updates, lots of products and services available that are also very useful, such as the cash back. Reviewed on: 1st February 2024

Monzo is very fast with transitions and very reliable

Monzo is very fast with transitions and very reliable Reviewed on: 1st February 2024

All you need from any bank is best achieved via...

All you need from any bank is best achieved via Monzo Reviewed on: 1st February 2024

Monzo is the bank app I was waiting for.

Monzo is the bank app I was waiting for. Helps me manage my money well. Wish I'd had it long before I did! I can see money going out immediately and properly track my spending, where other accounts fall short on this. Usings pots is also super helpful for saving or budgeting during the month. Reviewed on: 1st February 2024

My financial BFF.

The customer service team are always extremely responsive to any queries I have. Although I don’t know where physical offices are I am never worried that I will not have anyone to respond to me if I have any questions about my account. Reviewed on: 1st February 2024

Ten out of ten

Quick and easy, upon using several different accounts I’ve come to realise I find Monzo the most efficient and easiest bank to use Reviewed on: 1st February 2024

It was awesome.

It was awesome. A good bank and it is flexible to user Reviewed on: 1st February 2024

Setting up my account with Monzo was so easy and fas...

Setting up my account with Monzo was so easy and fast, your services are top notch Reviewed on: 1st February 2024

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