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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Monzo is the best bank!

Overall a great bank! No fuss, issues and one of the best online banking apps to use. Reviewed on: 1st February 2024

Excellent interest rates

Excellent interest rates and easy to see transaction Reviewed on: 1st February 2024

Great Service

I have had a monzo account for over 6 years. Whenever I have had an issue the team have always been on hand to help in anyway they can. Reviewed on: 29th January 2024

Monzo has helped me budget my money effectively.

Monzo has helped me budget my money effectively. Without their help, I would not be in the very secure financial position I am today. Reviewed on: 28th January 2024

Using Monzo to organise my finances over the last 7...

Using Monzo to organise my finances over the last 7 years has made my life so much more convenient. Adding competitive instant access savings and ability to see and better understand my mortgage in 2023 were killer features. Reviewed on: 28th January 2024

Monzo has made banking fun again.

User friendly and makes banking fun again. I have become so much better at managing my finances since switching dull monzo. Love the free post element to send cheques. Seems more in touch with the average user over my previous banks. Good interest rate on savings account Reviewed on: 27th January 2024

Very happy with Monzo

Easy to setup and love the free budgeting features. Low international fees. Best daily card. Support were good when I contacted them for help. Reviewed on: 27th January 2024

Great Bank

They have great features which are very handy and the customer service i have received previous is excellent and i cannot wait for the fantastic updates monzo has for us customers Reviewed on: 27th January 2024

Only benefits!

I have all benefits as any high road bank client without paying any fee to use my account. On top of these the instant transaction notifications and account updates are very useful Reviewed on: 27th January 2024

Monzo is the modern bank that allows you to do so mu...

Monzo is the modern bank that allows you to do so much more. Reviewed on: 27th January 2024

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