Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent just work's .

Excellent just work's . settings up catalogue s review of the month tried to do in spreadsheets for years.. thanks Reviewed on: 1st February 2024

Good at helping keep track of my spend.

Good at helping keep track of my spend. Security features help keep my money secure, like sometimes having to input my PIN instead of using chip and pin Reviewed on: 1st February 2024

The UK’s best bank!

I moved to Monzo for their premium account to access their included benefits, such as mobile phone and travel insurance, and breakdown cover. Their app is nice and simple to use and the “Pots” feature is very useful for sorting moving for things such as bills. Reviewed on: 1st February 2024

Best bank

I love banking with monzo it's easier to navigate in the app. Reviewed on: 1st February 2024

monzo has been amazing for everything i need

monzo has been amazing for everything i could have ever needed from just sending over money to friends who also use monzo to keeping a hold of my savings all in one area for me to access whenever. overall i think monzo is great and have mentioned it to lots of my friends that have also stated using Reviewed on: 1st February 2024

Fab bank, never any issues, super easy to use

Fab bank, never any issues, super easy to use Reviewed on: 1st February 2024

Best Bank

Great bank. Excellent and well designed features that all work correctly. I like Monzo and the way that they offer my insights into my spending. Keep going Monzo, I also love the interest rates that they offer on savings, much better than any other bank. It chucks them out of the park. The app is easy to set up and works with apple and android seamlessly. I like the card spending notification and the other Gizmos that this bank has to offer. Thanks Reviewed on: 1st February 2024

I was introduced to Monzo by my daughter.

I was introduced to Monzo by my daughter. I was looking for a value for money account mainly for using on holiday. I have been using it for several years and love the simplicity of using it via the app or card. Reviewed on: 1st February 2024

Easiest bank I have ever used, great customer servic...

Easiest bank I have ever used, great customer service, and so many benefits with Monzo, i would recommend this bank to anyone who wants to save money easily, with a click of a few buttons, anyone who wants to make a joint account with a friend, anyone who wants Apple Pay to work with the app quick and easy, should definitely consider opening an account. The interest rate is quite good compared to other banks, and card delivery times are amazing. Reviewed on: 1st February 2024

Really easy to split bills with friends and family,...

Really easy to split bills with friends and family, as well as track shared bills. Flexible to use & I like how easy it is to add money into my account from other banks. Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash account
from TSB 3.92 from 99 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
FlexBasic
from Nationwide 4.30 from 129 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub