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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

All you need from any bank is best achieved via...

All you need from any bank is best achieved via Monzo Reviewed on: 1st February 2024

Monzo is the bank app I was waiting for.

Monzo is the bank app I was waiting for. Helps me manage my money well. Wish I'd had it long before I did! I can see money going out immediately and properly track my spending, where other accounts fall short on this. Usings pots is also super helpful for saving or budgeting during the month. Reviewed on: 1st February 2024

My financial BFF.

The customer service team are always extremely responsive to any queries I have. Although I don’t know where physical offices are I am never worried that I will not have anyone to respond to me if I have any questions about my account. Reviewed on: 1st February 2024

Ten out of ten

Quick and easy, upon using several different accounts I’ve come to realise I find Monzo the most efficient and easiest bank to use Reviewed on: 1st February 2024

It was awesome.

It was awesome. A good bank and it is flexible to user Reviewed on: 1st February 2024

Setting up my account with Monzo was so easy and fas...

Setting up my account with Monzo was so easy and fast, your services are top notch Reviewed on: 1st February 2024

Monzo has been great!

I got a monzo card as I was going to be travelling quite a lot and I had heard it was good for using abroad. People were right! I now use it to split my savings into separate pots so that I can keep money aside and I’m less likely to touch it. Would definitely recommend to anyone who wants to manage their money better! Reviewed on: 1st February 2024

I hated banking until i used monzo!

I hated banking until i used monzo. Everything is so simple and accessible. I always know what is happening with my money. Communication is great for new services and online chat is super quick and helpfull. Reviewed on: 1st February 2024

Monzo really helps a lot.

Monzo really helps a lot. Very happy with their service. Reviewed on: 1st February 2024

Great app and awesome bank account

Great app and awesome bank account especially with the added facility to flex which really helps. Reviewed on: 1st February 2024

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