Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Unparalleled service

Monzo is amazing. My wife and I switched all our accounts and haven't looked back. Being able to create pots for Kids Birthday, Holiday, Treats etc is fantastic. Would 100% recommend every time Reviewed on: 1st February 2024

The bank is professional, efficient and assuring

The bank is very efficient which is reflected by the app which is slick and easy to use Reviewed on: 1st February 2024

Cheap pasata

Vampire age of wonder why they are Reviewed on: 1st February 2024

Great for everyday banking.

Great for everyday banking. Love using personal and joint account Reviewed on: 1st February 2024

It’s awesome.

It’s awesome. Bank for current century! Reviewed on: 1st February 2024

Best Bank in the World

As someone with a degenerative neuromuscular condition (Spinal Muscular Atrophy Type 2), having a bank that gives me the tools in an accessible way is really important! Since my Thursday with Monzo my experience has been phenomenal and this is why they are my bank of choice! All the other banks have got a long way to go if they want to try compete for my business. Customer service, banking app, accessible tools and everything else combined in what Monzo offers, is top-notch Reviewed on: 1st February 2024

Straight forward and clear banking.

Straight forward and clear banking. Excellent rates and easy transactions. I started using this just for travel but have now moved to more regular / every day usage. The savings pots are fabulous and the credit card has been a great addition to my banking needs especially when using abroad. Reviewed on: 1st February 2024

Love it that you can use the card anywhere and can g...

Love it that you can use the card anywhere and can get cash back Reviewed on: 1st February 2024

Easy to setup with great benefits

Easy to setup with great benefits Reviewed on: 1st February 2024

Excellent

Very reliable,Excellent and I recommend everyone to use Monzo Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

M Plus account
from Virgin Money 4.31 from 33 reviews
Gold account
from NatWest 4.58 from 365 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub