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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

monzo has been amazing for everything i need

monzo has been amazing for everything i could have ever needed from just sending over money to friends who also use monzo to keeping a hold of my savings all in one area for me to access whenever. overall i think monzo is great and have mentioned it to lots of my friends that have also stated using Reviewed on: 1st February 2024

Fab bank, never any issues, super easy to use

Fab bank, never any issues, super easy to use Reviewed on: 1st February 2024

Best Bank

Great bank. Excellent and well designed features that all work correctly. I like Monzo and the way that they offer my insights into my spending. Keep going Monzo, I also love the interest rates that they offer on savings, much better than any other bank. It chucks them out of the park. The app is easy to set up and works with apple and android seamlessly. I like the card spending notification and the other Gizmos that this bank has to offer. Thanks Reviewed on: 1st February 2024

I was introduced to Monzo by my daughter.

I was introduced to Monzo by my daughter. I was looking for a value for money account mainly for using on holiday. I have been using it for several years and love the simplicity of using it via the app or card. Reviewed on: 1st February 2024

Easiest bank I have ever used, great customer servic...

Easiest bank I have ever used, great customer service, and so many benefits with Monzo, i would recommend this bank to anyone who wants to save money easily, with a click of a few buttons, anyone who wants to make a joint account with a friend, anyone who wants Apple Pay to work with the app quick and easy, should definitely consider opening an account. The interest rate is quite good compared to other banks, and card delivery times are amazing. Reviewed on: 1st February 2024

Really easy to split bills with friends and family,...

Really easy to split bills with friends and family, as well as track shared bills. Flexible to use & I like how easy it is to add money into my account from other banks. Reviewed on: 1st February 2024

Extremely Customer Friendly

So easy to use. Quick clearing systems and always helpful when I've need to check a payment. I recommend them to all my friends makes banking easy Reviewed on: 1st February 2024

Best exchange rates! MONZO FLEX is the best.

Best exchange rates! Love Monzo Flex. Reviewed on: 1st February 2024

Easy to use, great communication with updates, lots...

Easy to use, great communication with updates, lots of products and services available that are also very useful, such as the cash back. Reviewed on: 1st February 2024

Monzo is very fast with transitions and very reliable

Monzo is very fast with transitions and very reliable Reviewed on: 1st February 2024

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