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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

A holiday essential

Excellent app making it very easy to make transfers and watch spending.i always use my Monzo card abroad because of ease of use and excellent rates. Reviewed on: 1st February 2024

Very easy to use and straight forward

Very easy to use and straight forward Reviewed on: 1st February 2024

Superb, what more could you ever want from a bank?

Had my Monzo account for a few years now, only recently fully started using it as my main account and I couldn’t happier, makes managing and understanding your account super easy, no hassle with sending or receiving payments. Really useful and managing my finances as well, couldn’t say a bad word about monzo Reviewed on: 1st February 2024

Why would you use other banks, when Monzo is here?

Since I created account at Monzo, I didn't have to think twice before I closed my other bank accounts Reviewed on: 1st February 2024

Take on Feedback

Been a long standing customer of Monzo and they have only got better. Great to know they listen to their customers and appreciate feedback Reviewed on: 1st February 2024

Fuss free banking.

Fuss free banking. Easy to operate my account Reviewed on: 1st February 2024

Excellent just work's .

Excellent just work's . settings up catalogue s review of the month tried to do in spreadsheets for years.. thanks Reviewed on: 1st February 2024

Good at helping keep track of my spend.

Good at helping keep track of my spend. Security features help keep my money secure, like sometimes having to input my PIN instead of using chip and pin Reviewed on: 1st February 2024

The UK’s best bank!

I moved to Monzo for their premium account to access their included benefits, such as mobile phone and travel insurance, and breakdown cover. Their app is nice and simple to use and the “Pots” feature is very useful for sorting moving for things such as bills. Reviewed on: 1st February 2024

Best bank

I love banking with monzo it's easier to navigate in the app. Reviewed on: 1st February 2024

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