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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Since I’ve joined monzo I have enjoyed their excelle...

Since I’ve joined monzo I have enjoyed their excellent customer service and support. Reviewed on: 1st February 2024

Great customer service.

Great customer service. The banking app is so easy to use and I like the fact I can get my wages a day earlier each month Reviewed on: 1st February 2024

Easiest bank experience

Very easy to use and the user interface of the app is very intuitive. Easiest bank experience. Reviewed on: 1st February 2024

Brilliant

Brilliant had a problem and was sorted with ease easy to contact problem sorted same day Reviewed on: 1st February 2024

Good banking service with built in features to help...

Good banking service with built in features to help you save money easily. It allows you to track your spending and categorise purchases, a feature that other banking apps does not have Reviewed on: 1st February 2024

Spot on the best?

Been with Monzo since they stated superb Reviewed on: 1st February 2024

Very impressive

Never had any problems. Exceptionally speedy transactions - very impressive Reviewed on: 1st February 2024

Amazing experience

It has been a pleasant experience with Monzo. The platform is easy to use and accessible Reviewed on: 1st February 2024

Best bank about if I could recommend this bank to an...

Best bank about if I could recommend this bank to anyone then Monzo is the one so reliable can claim your money early customer service is very good and the app is very easy and useful to use I would 100% recommend monzo Reviewed on: 1st February 2024

great app easy to use.

great app easy to use. love the way it shows your interest on a daily basis Reviewed on: 1st February 2024

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