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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Good efficient on line access especially for stolen...

Good efficient on line access especially for stolen cards and replacement Reviewed on: 19th January 2024

Thanks Monzo

Monzo have changed how I bank and look after my money, thanks! Reviewed on: 19th January 2024

Monzo client for 5 years

I’ve been a Monzo client for about 5 years now and things just keep getting better with the bank. Great app UX, easy to use and understand pots/investments, Monzo Flex is just perfect and help me make my money grow by offering interest free instalment plans for virtually every purchase I make (from bus tickets to phones and watches) and cashback on selected stores. And that’s just the free account I currently use! Would recommend over any other bank in the UK. Reviewed on: 19th January 2024

IV only had 2 bank accounts ever and this is by fart...

IV only had 2 bank accounts ever and this is by farthe best Reviewed on: 19th January 2024

Very good and easy banking app.

Very good and easy banking app. Easy transaction international very good price. Reviewed on: 19th January 2024

Travelling abroad

My youngest daughter travelled to South Africa in October last year to complete her deckhand course. Monzo has been amazing! She has been able to do everything she needed to and more always having the reassurance of Monzo, be it paying by card or having to draw cash without being charged extra! Also great to know that she has insurance through her Monzo premium account and even her phone is covered should anything unforeseen happen. Reviewed on: 19th January 2024

Does what I need

Anything i need from a bank, they provide. They have also been great in sorting 2 disputes on my behalf Reviewed on: 19th January 2024

Brilliant easy to use love the colour

Brilliant easy to use love the colour Reviewed on: 19th January 2024

Awesome - that's what I can say about monzo in one w...

Awesome - that's what I can say about monzo in one word. Excellent service and features. Monzo flex works great as well Reviewed on: 19th January 2024

Monzo launched a new era of banking.

Monzo launched a new era of banking. Previously banking felt outdated and slow. Full control of your balance and immediate transactions were still a novelty for most banks but Monzo made this a core feature. Monzo Not only is it a brilliant bank to work with but it’s also managed to keep pace with emerging technologies whilst feeling fresh. Many features Monzo implemented years ago have been adopted by banks of today. Im really not sure what another bank could do to lure me away! Reviewed on: 19th January 2024

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