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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy access and clear use of the app.

Easy access and clear use of the app. No problems with transferring money. I am really happy with using the accounts between family members and friends Reviewed on: 19th January 2024

Simple, modern and easy banking

I’ve been using Monzo for a few years now and I love it. The app is simple and easy to use. Monzo feels modern and current. Reviewed on: 19th January 2024

Always raising interest rates on savings accounts

Always raising interest rates on savings accounts Reviewed on: 19th January 2024

My experience has been smooth so far

My experience has been smooth so far Reviewed on: 19th January 2024

Best bank around, easy to use, quick communication

Best bank around, easy to use, quick communication Reviewed on: 19th January 2024

If you’re not with Monzo then get switching!

Not been with Monzo long which upsets me, since I have been with them it’s all been positive. They’ve helped me massively with saving money plus a lot of extras to help my money go further. Reviewed on: 19th January 2024

I recommend a good bank to everyone.

I recommend a good bank to everyone. Reviewed on: 19th January 2024

Excellent customer service, amazing roundup features...

Excellent customer service, amazing roundup features and high interest instant savings accounts. Reviewed on: 19th January 2024

I am having a great experience with monzo

I am having a great experience with monzo Reviewed on: 19th January 2024

Customer service has been great when needed!

Customer service has been great when needed! Rarely required but when I've used the live chat to speak to someone, they've given quick and accurate answers. Reviewed on: 19th January 2024

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