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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great app, saving and pot opportunities and can use...

Great app, saving and pot opportunities and can use card abroad fee free Reviewed on: 19th January 2024

Always know when a payment goes out.

Always know when a payment goes out. Reviewed on: 19th January 2024

For me its a 10 Iam satisfied with Monzo service

For me its a 10 Iam satisfied with Monzo service Reviewed on: 19th January 2024

Great customer service and great bank to save and bu...

Great customer service and great bank to save and budget eith Reviewed on: 19th January 2024

All I enjoy with Monzo is Easy and agile banking.

All I enjoy with Monzo is Easy and agile banking. The app is great and customer-friendly. Reviewed on: 19th January 2024

Been with Monzo for a year now and I do receive an e...

Been with Monzo for a year now and I do receive an excellent service. They have helped me financially and also have help me to learn how manage my money. Reviewed on: 19th January 2024

I like too much this bank account, the facilities, a...

I like too much this bank account, the facilities, and countless opportunities to send and receive money without worrying Reviewed on: 19th January 2024

Fantastic! makes budgeting and financial planning easy.

I find the app easy to use and gives me much better control over my finances. It has made budgeting and saving much easier. Although all online I have found all the services much more efficient and easier to use than with with conventional bank. Reviewed on: 19th January 2024

I am using when I come here and this bank give us ve...

I am using when I come here and this bank give us very fast solution in service or in other thing Reviewed on: 19th January 2024

Go get monzo! It's perfect

I absolutely love monzo so much I have helped 3 people switch to monzo on my recommendation and all 3 are super happy with the service. Reviewed on: 19th January 2024

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