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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy to use and navigate, amazing customer service,...

Easy to use and navigate, amazing customer service, the best bank been with and would recommend to anyone Reviewed on: 19th January 2024

Excellent overall, I can not fault anything

Excellent overall, I can not fault anything Reviewed on: 19th January 2024

Good efficient on line access especially for stolen...

Good efficient on line access especially for stolen cards and replacement Reviewed on: 19th January 2024

Thanks Monzo

Monzo have changed how I bank and look after my money, thanks! Reviewed on: 19th January 2024

Monzo client for 5 years

I’ve been a Monzo client for about 5 years now and things just keep getting better with the bank. Great app UX, easy to use and understand pots/investments, Monzo Flex is just perfect and help me make my money grow by offering interest free instalment plans for virtually every purchase I make (from bus tickets to phones and watches) and cashback on selected stores. And that’s just the free account I currently use! Would recommend over any other bank in the UK. Reviewed on: 19th January 2024

IV only had 2 bank accounts ever and this is by fart...

IV only had 2 bank accounts ever and this is by farthe best Reviewed on: 19th January 2024

Very good and easy banking app.

Very good and easy banking app. Easy transaction international very good price. Reviewed on: 19th January 2024

Travelling abroad

My youngest daughter travelled to South Africa in October last year to complete her deckhand course. Monzo has been amazing! She has been able to do everything she needed to and more always having the reassurance of Monzo, be it paying by card or having to draw cash without being charged extra! Also great to know that she has insurance through her Monzo premium account and even her phone is covered should anything unforeseen happen. Reviewed on: 19th January 2024

Does what I need

Anything i need from a bank, they provide. They have also been great in sorting 2 disputes on my behalf Reviewed on: 19th January 2024

Brilliant easy to use love the colour

Brilliant easy to use love the colour Reviewed on: 19th January 2024

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