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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Awesome - that's what I can say about monzo in one w...

Awesome - that's what I can say about monzo in one word. Excellent service and features. Monzo flex works great as well Reviewed on: 19th January 2024

Monzo launched a new era of banking.

Monzo launched a new era of banking. Previously banking felt outdated and slow. Full control of your balance and immediate transactions were still a novelty for most banks but Monzo made this a core feature. Monzo Not only is it a brilliant bank to work with but it’s also managed to keep pace with emerging technologies whilst feeling fresh. Many features Monzo implemented years ago have been adopted by banks of today. Im really not sure what another bank could do to lure me away! Reviewed on: 19th January 2024

Easy convenient and very safe I take it with me ever...

Easy convenient and very safe I take it with me every where both home and abroad Reviewed on: 19th January 2024

No frills and no fuss

No frills and no fuss on boarding, easy to see and understand costs upfront, far more intuitive and less time consuming than a high street bank account Reviewed on: 19th January 2024

They helped me get out of debt and manage my money w...

They helped me get out of debt and manage my money well. Best bank ever! All about the people not the big bankers. Reviewed on: 19th January 2024

Monzo... by far the best banking app!!

Honestly, just everything about Monzo is better than other banking apps. The ease of use to the credit limits and money management provided by the app. There's so much you can do with Monzo. I am grateful that I was able to get both a debit card and credit card with Monzo. I haven't missed not one payment and I'm glad I'm able to manage my money with ease. I also love the get paid 1 day early feature. Though it doesn't make much difference, it sure does help an extreme amount in this cost of living crisis we are in. Thank you Monzo! Reviewed on: 19th January 2024

Excellent Service

Better than I expected.Better service than High Street Banks Reviewed on: 19th January 2024

Simply The Best .....................................

Very smooth customer usage any time you use the Monza services. and even better when traveling abroad as theres no transaction charges at all. so its all good the card is essential for easy everyday use so get your self a Monza account now Reviewed on: 19th January 2024

MONZA, ALWAYS THERE FOR ME.

When arriving In the UK just over 3yrs ago no bank would open an account for me. I was skeptical about Monza being an online only bank as I needed to transfer a large sum of money from my SA account to here. MONZA really stepped up and I've been with them ever since. Amazing app, online customer service and the way my account is run are just some of the reasons I will never change! Reviewed on: 19th January 2024

So easy to manage money.

So easy to manage money. Works amazing abroad with no hidden fees. Set up was hassle free and the card came very quickly and was able to use straight away. Reviewed on: 19th January 2024

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