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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Honestly, really has to be the best.

Honestly, really has to be the best. The flexibility options & the leniency they offer. It really is great. the help they provide when struggling & always have amazing offers & options. Quick, simple & efficient Reviewed on: 19th January 2024

Simple easy to use app and very quick to replace...

Simple easy to use app and very quick to replace cards Reviewed on: 19th January 2024

Easy to use, good customer service

Easy to use, good customer service Reviewed on: 19th January 2024

Good bank.

Good bank. Love the get paid early feature. Reviewed on: 19th January 2024

Overall great bank!!

Monzo Bank helps me so much threw the month whether it's flexing payments or paying bills Monzo makes it so easy. Reviewed on: 19th January 2024

I love using Monzo,

I love using Monzo, its made my ability to budget so much easier. Reviewed on: 19th January 2024

Smooth with zero issues.

Smooth with zero issues. Have recommended to all my family who have opened accounts up Reviewed on: 19th January 2024

Easy to open, easy to use, great support

Easy to open, easy to use, great support Reviewed on: 19th January 2024

Easy, efficient and secure; just about sums up the M...

Easy, efficient and secure; just about sums up the Monzo current account Reviewed on: 19th January 2024

Monzo account for about 3 years

I’ve had my Monzo account for about 3 years and I can’t fault it. Quick and easy to get the account. Great for Apple Pay or using the card. Reviewed on: 19th January 2024

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